Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description carries the full behavioral burden. It does disclose the scope of returned data, including that usage figures are period-scoped ('this period'), which is genuinely useful context. However, it says nothing about read-only safety, permission requirements, or how the billing period is defined, leaving real gaps for a no-annotation tool.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.