Facilitates multi-chain USDC settlement using Circle's CCTP infrastructure for cross-chain payments.
Enables non-custodial payments and native USDC settlement on the Base Layer 2 network.
Supports on-chain payment execution and x402-native settlement on the Polygon network.
Provides tools for automated on-chain payments and native USDC settlement on the Stellar network.
AgentPay MCP
Formerly ClawPay MCP — Non-custodial x402 payment layer for AI agents. Base (live), Etherlink, Polygon, and Stellar (coming Q2 2026).
Migration notice: The npm package has been renamed from
clawpay-mcptoagentpay-mcp. Install withnpm install -g agentpay-mcp. The old package name will continue to redirect but receives no further updates.
What is AgentPay MCP?
AgentPay MCP is a Model Context Protocol server that wraps the Agent Wallet SDK ( — enabling any MCP-compatible AI client (Claude Desktop, Cursor, Windsurf, etc.) to make on-chain payments with built-in spend limit enforcement.
Key properties:
🔐 Non-custodial — You hold your keys. The wallet is a smart contract you own via NFT.
💸 Spend-limited — On-chain limits cap what agents can spend per-tx and per-period. Over-limit transactions queue for your approval.
⚡ x402-native — Automatic HTTP 402 payment handling (pay-per-API-call, pay-per-token, etc.)
🌐 Multi-chain — Base (live), Etherlink, Polygon, Stellar (coming Q2 2026)
Part of the
x402 Multi-Chain Support
x402 is live on multiple chains, and AgentPay MCP is designed to be the abstraction layer so your agent doesn't need chain-specific payment code.
Chain | Status | Settlement | Notes |
Base (Coinbase L2) | ✅ Live | USDC native | Primary chain. Production-ready. |
Etherlink (Tezos L2) | 🔜 Coming | USDC via bridge | Live on Etherlink since Mar 9, 2026. AgentPay integration in progress. |
Polygon | 🔜 Coming | USDC native | Agent CLI support live since Mar 8, 2026. AgentPay integration in progress. |
Stellar | 🔜 Coming | USDC native | x402 support live ~Mar 10, 2026. AgentPay integration in progress. |
Circle Testnet | 🧪 Testing | USDC (12 chains) | Multi-chain CCTP testnet for cross-chain USDC settlement. |
How multi-chain works with AgentPay MCP:
Your agent calls x402_pay with a URL. The MCP server detects the x402 payment requirements from the HTTP 402 response - including which chain the provider expects payment on. As we add chain support, the agent's integration stays the same: one tool call, automatic chain routing.
# Your agent code doesn't change when new chains are added
x402_pay({ url: "https://api.example.com/data", max_payment_eth: "0.001" })Multi-chain roadmap:
Base - live now
Etherlink - Q2 2026
Polygon - Q2 2026
Stellar - Q2 2026
Want a specific chain prioritized? Open an issue.
Quick Start
1. Install
npm install -g agentpay-mcp2. Configure environment
Create a .env file (or set env vars for your MCP client):
# Required
AGENT_PRIVATE_KEY=0x... # Agent hot wallet private key
AGENT_WALLET_ADDRESS=0x... # Your deployed AgentAccountV2 address
# Optional (defaults shown)
CHAIN_ID=8453 # 8453 = Base Mainnet, 84532 = Base Sepolia
RPC_URL=https://mainnet.base.orgSecurity note:
AGENT_PRIVATE_KEYis the agent's hot wallet signing key — not the owner key. On-chain spend limits protect your funds. Even if the key is compromised, the agent can only spend within your configured limits.
3. Add to Claude Desktop
Edit ~/Library/Application Support/Claude/claude_desktop_config.json:
{
"mcpServers": {
"agentpay": {
"command": "agentpay-mcp",
"env": {
"AGENT_PRIVATE_KEY": "0x...",
"AGENT_WALLET_ADDRESS": "0x...",
"CHAIN_ID": "8453"
}
}
}
}Then restart Claude Desktop. You'll see the 🔧 AgentPay tools available in your conversation.
Tools Reference
1. deploy_wallet
Deploy a new AgentAccountV2 wallet via the factory contract.
Input:
{
"token_id": "1",
"factory_address": "0x...",
"nft_contract_address": "0x..."
}Output:
✅ Agent Wallet deployed successfully!
📍 Wallet Address: 0xabc...
🔗 Explorer: https://basescan.org/address/0xabc...
📋 Transaction: 0xdef...
🔑 Owner NFT: 0xnft... #1
🌐 Chain: Base Mainnet
ℹ️ Next steps:
1. Set AGENT_WALLET_ADDRESS=0xabc... in your .env
2. Use set_spend_policy to configure spending limits
3. Fund the wallet with ETH or USDC2. get_wallet_info
Get wallet address, balance, spend limits, and remaining allowance.
Input:
{
"token": "0x0000000000000000000000000000000000000000"
}token
Output:
📊 Agent Wallet Info
📍 Address: 0xabc...
🌐 Chain: Base Mainnet
💰 ETH Balance: 0.5 ETH
📈 Spend Limits (ETH)
Per-tx limit: 0.01 ETH
Period limit: 0.1 ETH
Period spent: 0.03 ETH
Remaining: 0.07 ETH
Utilization: 30% 🟢 Healthy
Period length: 24h
Resets in: 18h 22m3. send_payment
Send ETH or ERC20 tokens within spend limits.
Input:
{
"to": "0xrecipient...",
"amount_eth": "0.001",
"memo": "Payment for API access"
}For ERC20 (e.g. USDC):
{
"to": "0xrecipient...",
"amount_eth": "5.00",
"token": "0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913",
"token_decimals": 6
}Output:
✅ Payment Sent
To: 0xrecipient...
Amount: 0.001 ETH
Network: Base Mainnet
TX Hash: 0xabc...
🔗 https://basescan.org/tx/0xabc...
📝 Memo: Payment for API accessIf the payment exceeds spend limits, it's automatically queued for your approval. Use
queue_approvalto manage the queue.
4. check_spend_limit
Check if a proposed payment is within autonomous limits before sending.
Input:
{
"amount_eth": "0.005"
}Output:
🔍 Spend Limit Check
Token: ETH
Amount: 0.005 ETH
Per-tx limit: 0.01 ETH
Within per-tx: ✅ Yes
Remaining period: 0.07 ETH
Within period: ✅ Yes
Resets in: 18h 22m
✅ APPROVED — This payment can execute autonomously.5. queue_approval
Manage over-limit transactions queued for owner review.
List pending:
{ "action": "list" }Approve:
{ "action": "approve", "tx_id": "0" }Cancel:
{ "action": "cancel", "tx_id": "0" }6. x402_pay
Fetch a URL and automatically handle HTTP 402 Payment Required responses.
Input:
{
"url": "https://api.example.com/premium-data",
"max_payment_eth": "0.001",
"timeout_ms": 15000
}7. get_transaction_history
Retrieve on-chain transaction history from event logs.
Input:
{
"limit": 10,
"event_type": "execution"
}Security Model
Non-Custodial Architecture
AgentPay MCP wraps AgentAccountV2 — a smart contract wallet that you own via an NFT. The security model:
You own the NFT → You own the wallet. If you transfer the NFT, the new holder controls the wallet.
Agent hot key →
AGENT_PRIVATE_KEYis a limited operator key. It can execute transactions only within the on-chain spend limits you set.On-chain spend limits → Set via
setSpendPolicy. Caps per-transaction and per-period spending. Even if the agent key is compromised, the attacker is limited to your configured spend limits.Approval queue → Over-limit transactions are queued on-chain for your explicit approval. The agent cannot bypass this.
Threat Model
Threat | Mitigation |
Compromised agent private key | On-chain spend limits cap exposure |
Runaway agent (infinite payment loop) | Period limits + queue-on-exceed |
x402 price manipulation |
|
Over-spending a single service | x402 per-service budget controls |
Lost private key | Owner (NFT holder) remains in control |
Isolation Architecture — Why ContextCrush-Style Attacks Don't Apply
In March 2026, Noma Security disclosed "ContextCrush" (CVE-2026-31841): MCP servers delivering poisoned documentation into AI coding assistants (Claude Desktop, Cursor, Windsurf, VS Code). The attack injects malicious instructions via the context window, causing the AI to execute destructive commands — including deleting local files.
AgentPay MCP is architecturally immune to this class of attack. Here's why.
ContextCrush attack vector:
A malicious MCP server (e.g. a documentation provider like Context7) returns poisoned content when the AI queries it
That content contains hidden instructions injected into the AI's context window
The AI, following what looks like legitimate documentation, executes the attacker's commands
Why AgentPay MCP doesn't have this surface:
Payment-only tool surface — AgentPay MCP exposes exactly 7 tools:
deploy_wallet,get_wallet_info,send_payment,check_spend_limit,queue_approval,x402_pay,get_transaction_history. It does not fetch or return arbitrary content from external URLs. There is no documentation retrieval pathway, no web browsing tool, no file system access. The attack surface is bounded by the payment domain.No content pass-through — ContextCrush works because the compromised MCP server passes external content (poisoned docs) directly into the AI's context. AgentPay MCP only returns structured JSON objects describing payment state and transaction results. It cannot inject arbitrary text into the AI's reasoning context.
On-chain enforcement independent of context — Even if an attacker somehow caused the AI to issue a malicious
send_paymentcall, the on-chain spend limits enforce the authorization policy regardless of what the AI believes it's doing. The smart contract validates against the configuredSpendingPolicy— it doesn't trust the AI's interpretation of the situation.Process isolation — AgentPay MCP runs as a separate process (
npx agentpay-mcp). It communicates with the AI client via stdio, not shared memory. It cannot read or write files in your project directory, cannot access your clipboard, cannot execute shell commands. The process has no filesystem permissions beyond reading its own.envconfiguration.No naming collisions — CVE-2026-30856 (Tencent WeKnora) exploited tool naming collisions between MCP servers. AgentPay MCP's tool names are payment-specific and unlikely to collide with documentation or utility tools in legitimate agent setups.
Summary: AgentPay MCP cannot be weaponized as a ContextCrush-style vector because it serves no content, accesses no external URLs, writes no files, and executes no shell commands. Its on-chain authorization layer enforces payment policy independently of AI context. Enterprise teams evaluating MCP governance should treat payment-specific, isolated MCP servers differently from general-purpose documentation or utility servers.
Configuration
Variable | Required | Default | Description |
| ✅ | — | Agent hot wallet private key (0x-prefixed hex) |
| ✅ | — | Deployed AgentAccountV2 contract address |
| ⬜ |
| Chain ID (8453 = Base Mainnet, 84532 = Base Sepolia) |
| ⬜ | Public Base RPC | Custom RPC endpoint (recommended for production) |
| ⬜ | — | Required for |
| ⬜ | — | Required for |
Minimum to get started: Just
AGENT_PRIVATE_KEY+AGENT_WALLET_ADDRESS. Everything else has sensible defaults.
Integration Examples
Cursor / Windsurf
{
"mcpServers": {
"agentpay": {
"command": "npx",
"args": ["-y", "agentpay-mcp"],
"env": {
"AGENT_PRIVATE_KEY": "0x...",
"AGENT_WALLET_ADDRESS": "0x...",
"CHAIN_ID": "8453"
}
}
}
}Ecosystem
Agent Wallet SDK — Non-custodial wallet SDK for AI agents
@agent-wallet/mastra-plugin — Mastra framework integration
AgentPay MCP — This package (MCP server)
x402 Protocol — HTTP 402 payment standard
Base Network — L2 chain
License
MIT — see LICENSE