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udaykapur

stripe-mcp-server

by udaykapur

Create Payment Intent

create_payment_intent
Destructive

Create a Stripe PaymentIntent to process payments. Specify the amount in smallest currency units (e.g., cents for USD) and currency code.

Instructions

Create a Stripe PaymentIntent. Amount is in the smallest currency unit (e.g. cents for USD).

Input Schema

TableJSON Schema
NameRequiredDescriptionDefault
amountYesAmount in smallest currency unit (e.g. 1000 = $10.00)
currencyYesThree-letter ISO currency code (e.g. "usd", "eur")
customerNoCustomer ID to associate
descriptionNoPayment description
payment_methodNoPayment method ID to use
confirmNoImmediately confirm the payment (default false)
automatic_payment_methodsNoEnable automatic payment methods (default true)
metadataNoMetadata key-value pairs
receipt_emailNoEmail to send receipt to
statement_descriptorNoStatement descriptor (max 22 chars)
capture_methodNo"automatic" (default) or "manual" for auth-then-capture
off_sessionNoSet true if payment is made without customer present
idempotency_keyNoOptional idempotency key for safe retries
Behavior3/5

Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?

The annotation destructiveHint=true indicates side effects, but the description does not elaborate on behaviors like automatic confirmation or manual capture. It adds only the currency unit note, which is already in the schema.

Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.

Conciseness5/5

Is the description appropriately sized, front-loaded, and free of redundancy?

The description is extremely concise with two sentences, no wasted words, and front-loaded with the core action.

Shorter descriptions cost fewer tokens and are easier for agents to parse. Every sentence should earn its place.

Completeness2/5

Given the tool's complexity, does the description cover enough for an agent to succeed on first attempt?

Given the tool's 13 parameters and no output schema, the description lacks necessary context about return values, side effects, and workflow steps (e.g., what happens when confirm is true).

Complex tools with many parameters or behaviors need more documentation. Simple tools need less. This dimension scales expectations accordingly.

Parameters3/5

Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?

All 13 parameters have schema descriptions (100% coverage), so the description's mention of currency unit is redundant. No additional parameter meaning is provided beyond what the schema already conveys.

Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.

Purpose4/5

Does the description clearly state what the tool does and how it differs from similar tools?

The description clearly states the tool creates a Stripe PaymentIntent, using a specific verb and resource. However, it does not differentiate from sibling tools like confirm_payment_intent or create_checkout_session, leaving room for ambiguity in context.

Agents choose between tools based on descriptions. A clear purpose with a specific verb and resource helps agents select the right tool.

Usage Guidelines2/5

Does the description explain when to use this tool, when not to, or what alternatives exist?

No guidance is provided on when to use this tool versus alternatives, such as create_checkout_session or capture_payment_intent. There is no mention of prerequisites, limitations, or exclusions.

Agents often have multiple tools that could apply. Explicit usage guidance like "use X instead of Y when Z" prevents misuse.

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