expense-tracker-mcp
Click on "Deploy Server".
Wait a few minutes for the server to deploy. Once ready, it will show a "Started" state.
In the chat, type
@followed by the MCP server name and your instructions, e.g., "@expense-tracker-mcp log 1200 for coffee at Espresso Lab"
That's it! The server will respond to your query, and you can continue using it as needed.
Here is a step-by-step guide with screenshots.
Expense Tracker (MCP)
A single-user, PKR-only personal expense tracker exposed over MCP, so an agent is the primary interface. Log spending in one sentence — "4500 groceries at Imtiaz" — and ask for totals in another.
Storage is SQLite, embedded in the server process. There is no separate database container to run.
Design notes
Amounts are integer paisa in storage; rupees are only used at the tool boundary.
Only
amountis required to log an expense. The date defaults to today, and the category is inferred from previous expenses at the same merchant.Categories are a fixed list (
list_categories) so spelling can't fragment your reports.Deletes are soft —
undo_last()restores.Duplicates warn, they don't block. An identical amount/merchant/date returns a
possible_duplicateid and saves anyway.Recurring expenses post themselves on the first tool call after their day passes, tagged
recurring. Nothing is scheduled and nothing double-posts.Payday is the 1st, so every reporting period is a plain calendar month.
Related MCP server: expense-mcp
Run it
The server speaks streamable HTTP at /mcp. It runs as a long-lived container,
not one spawned per session.
docker compose up -d --buildThat publishes http://127.0.0.1:8000/mcp and restarts with Docker.
docker compose logs -f # follow
docker compose down # stopOpenClaw MCP config
{
"mcpServers": {
"expense-tracker": {
"type": "http",
"url": "http://localhost:8000/mcp"
}
}
}Security
The endpoint has no authentication — anything that can reach the port can read and edit the ledger. Two things keep that contained, and both matter:
Compose publishes on
127.0.0.1only, so the port is not on your network. Don't change that to0.0.0.0without putting auth in front of it.DNS-rebinding protection is on, so a browser page can't quietly drive the server.
If you publish on a host port other than 8000, requests fail with HTTP 421 Misdirected Request — the Host header no longer matches the allowlist. Set
EXPENSE_TRACKER_ALLOWED_HOSTS to match, e.g. localhost:9000,127.0.0.1:9000.
stdio instead
Still supported, for debugging or a per-session launch:
docker run -i --rm -e EXPENSE_TRACKER_TRANSPORT=stdio \
-v "$PWD/data:/data" -v "$PWD/backups:/backups" expense-tracker:latest-i is required and -t must not be passed — under stdio a TTY corrupts the
JSON-RPC framing.
Data and backups
Host | Container | Contents |
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| daily |
Both are gitignored. A snapshot is taken on the first tool call of each day, and
backup_now() forces one.
Both directories live inside this project, so deleting it deletes the history and
the backups. If this data comes to matter, sync ./backups somewhere off-machine.
If SQLite locking misbehaves over the Docker Desktop bind mount, set
EXPENSE_TRACKER_JOURNAL=DELETE.
Environment
Variable | Default (container) |
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TZ matters: on UTC the container dates anything logged after 7pm PKT to the previous
day, skewing daily totals and month boundaries.
Tools
Write — add_expense, add_expenses, update_expense, update_last,
delete_expense, undo_last
Read — list_categories, query_expenses, summarize, search_expenses
Budgets & recurring — set_budget, budget_status, add_recurring,
list_recurring, delete_recurring
Maintenance — backup_now
query_expenses defaults to the current month and caps at 50 rows. For totals, use
summarize — it aggregates in SQL rather than returning rows to be added up.
Development
uv sync --group dev && uv run pytestRun the server outside Docker with uv run expense-tracker — HTTP on
127.0.0.1:8000, against ./data/expenses.db.
The suite covers both transports: a real MCP client over HTTP against a booted server,
and a stdio startup that must leave stdout completely empty (under stdio, stdout
carries the protocol, so a stray print() corrupts it — log to stderr only).
Available Tools
16 toolsadd_expenseA
Log an expense in PKR. Only amount is required.
date accepts YYYY-MM-DD, 'today', 'yesterday', '-3d', or a day number; it
defaults to today. When category is omitted it is inferred from previous
expenses at the same merchant. The returned record reflects what was actually
saved, including anything inferred.
Inputs: amount (required), date, note, tags, +2 more. Returns: object
add_expensesA
Log several expenses at once. Each item takes the same fields as add_expense.
Items are validated individually: a bad entry is reported in errors while the
rest still save.
Inputs: items (required). Returns: object
add_recurringA
Add a monthly recurring expense (rent, internet, subscriptions).
It posts itself on day_of_month each month, tagged 'recurring'. A day past the
end of a short month posts on that month's last day. If the day has already
passed this month, it posts immediately.
Inputs: amount (required), day_of_month (required), category, merchant. Returns: object
backup_nowA
Write a consistent snapshot of the database to the backups directory.
Inputs: no named parameters. Returns: object
budget_statusA
Budget vs. actual for a month ('YYYY-MM', default current), with burn pace.
Inputs: month. Returns: object
delete_expenseA
Delete an expense. Soft delete — undo_last() restores it.
Inputs: id (required). Returns: object
delete_recurringA
Stop a recurring expense. Already-posted expenses are left in place.
Inputs: id (required). Returns: object
list_categoriesA
The valid category names. Expenses must use one of these.
Inputs: no named parameters. Returns: result
list_recurringB
All active recurring expenses.
Inputs: no named parameters. Returns: result
query_expensesA
List individual expenses. Defaults to the current month.
For totals use summarize() instead — it is far cheaper than adding up rows here.
Inputs: tags, limit, to_date, category, +4 more. Returns: object
search_expensesA
Free-text search across merchant and note, over all time.
Inputs: text (required), limit. Returns: object
set_budgetB
Set a monthly spending limit in PKR for a category.
Inputs: category (required), monthly_limit (required). Returns: object
summarizeA
Spending totals, pre-computed. Never sum expenses by hand — call this.
group_by is one of category, merchant, month, day, tag.
period is one of this_month, last_month, ytd, all; from_date/to_date override it.
Inputs: period, to_date, group_by, from_date. Returns: object
undo_lastB
Restore the most recently deleted expense.
Inputs: no named parameters. Returns: object
update_expenseB
Edit an expense. Omitted fields are left alone; pass "" to clear a text field.
Inputs: id (required), date, note, tags, +3 more. Returns: object
update_lastA
Correct the most recently logged expense without needing its id.
Inputs: date, note, tags, amount, +2 more. Returns: object
Tool Schema Changelog
Recent tool additions, removals, and schema changes observed during successful MCP inspections.
Loading tool schema changelog…
TDQS
Scored across 16 tools
Most tools have clearly distinct roles: adding, editing, deleting, querying, summarizing, budgeting, and recurring expenses. Some pairs like add_expense/add_expenses and query_expenses/search_expenses could be confused, but the descriptions clarify the intended use.
The majority of tools follow a consistent snake_case verb_noun pattern like add_expense, list_recurring, and delete_expense. A few outliers such as summarize, budget_status, undo_last, and update_last break the pattern slightly, but the overall style is predictable.
At 16 tools, the set is slightly above the ideal 3-15 range but still well-scoped for an expense tracker. Each tool covers a meaningful part of the domain without obvious redundancy.
The tool surface covers the full expense lifecycle: single and bulk creation, updates, deletion, undo, querying, searching, summarizing, budgets, recurring expenses, and backup. Supporting workflows like recurring and budget management have matching setup, status, and teardown tools.
Related MCP Connectors
Log, query, and edit expenses, budgets, and accounts in Manilo from any MCP-compatible AI assistant.
Personal finance: log expenses in plain language, track accounts, budgets and spending
Personal finance for AI agents — onboard, import statements, categorize & budget over MCP.
Expense ledger for AI assistants: record receipts line by line, ask what you spent, export anytime.
Related MCP Servers
- FlicenseNot gradedqualityDmaintenanceEnables users to track personal expenses through natural language interactions with comprehensive category support and financial summaries. Provides both local and remote MCP server options with SQLite storage for fast expense management operations.-
- AlicenseAqualityDmaintenancePersonal expense tracker MCP server that enables tracking expenses, income, budgets, and savings goals through natural language.1029 PyPI1MIT
- FlicenseBqualityDmaintenanceMCP server for tracking personal expenses using FastMCP and SQLite, enabling adding, listing, updating, deleting expenses and summarizing by category via natural language tools.51-
- FlicenseNot gradedqualityDmaintenanceA lightweight local MCP server for tracking personal or small-team expenses. It lets you add expense entries, list transactions within a date range, and generate simple summaries by category — all backed by a local SQLite database.-