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Scored across 16 tools
Most tools have clearly distinct roles: adding, editing, deleting, querying, summarizing, budgeting, and recurring expenses. Some pairs like add_expense/add_expenses and query_expenses/search_expenses could be confused, but the descriptions clarify the intended use.
The majority of tools follow a consistent snake_case verb_noun pattern like add_expense, list_recurring, and delete_expense. A few outliers such as summarize, budget_status, undo_last, and update_last break the pattern slightly, but the overall style is predictable.
At 16 tools, the set is slightly above the ideal 3-15 range but still well-scoped for an expense tracker. Each tool covers a meaningful part of the domain without obvious redundancy.
The tool surface covers the full expense lifecycle: single and bulk creation, updates, deletion, undo, querying, searching, summarizing, budgets, recurring expenses, and backup. Supporting workflows like recurring and budget management have matching setup, status, and teardown tools.