Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description carries the full burden of disclosing safety and side effects, but it only states the basic action. It does not mention whether authentication is required, whether the operation is reversible, or what the response contains, making the tool's behavior opaque.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.