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finpay-mcp-server

finpay-mcp-server

by thanhnv2210

finpay-mcp-server

An MCP (Model Context Protocol) server that exposes a fictional payment domain as tools, resources, and prompt templates. Connect Claude Desktop (or any MCP client) and reason over the FinPay platform — transactions, payment hubs, microservices, and system health.

Built with TypeScript + Node.js using the official @modelcontextprotocol/sdk.


What it demonstrates

  • Full MCP server implementation: 8 tools, 2 resources, 2 prompts

  • Production-quality TypeScript with strict type checking throughout

  • Tool schema design using zod — every parameter is typed and described

  • MCP governance: tool naming conventions, schema versioning, access control patterns

  • stdio transport for Claude Desktop; optional HTTP transport for remote clients


Related MCP server: GoldenGate MCP Server

Quickstart

Prerequisites: Node.js 22+, npm

git clone https://github.com/your-handle/finpay-mcp-server
cd finpay-mcp-server
npm install
npm run build

Connect to Claude Desktop:

Add to ~/Library/Application Support/Claude/claude_desktop_config.json:

{
  "mcpServers": {
    "finpay": {
      "command": "node",
      "args": ["/Users/ThanhNguyen/AI_WS/finpay-mcp-server/dist/index.js"]
    }
  }
}

Restart Claude Desktop. The FinPay tools will appear in the tool panel.

Run in development mode (hot reload):

npm run dev

Run with HTTP transport (Streamable HTTP, stateless):

node dist/index.js --transport http --port 3100

To require an API key on the HTTP transport:

MCP_API_KEY=your-secret node dist/index.js --transport http --port 3100

Clients must then send Authorization: Bearer your-secret with every request.


Tools

All tools operate on in-memory fixture data — no API keys or external services required (except search_docs).

Transactions

Tool

Description

get_transaction

Look up a transaction by ID (TXN-XXXXXXXXX)

list_transactions

List recent transactions. Filterable by status, hubId, and limit (max 50)

Payment Hubs

Tool

Description

get_payment_hub

Get a hub's details: status, currencies, latency, 24h success rate

list_payment_hubs

List all hubs (GlobalPay, SwiftRoute, MobileFirst, RegionalX)

Services

Tool

Description

explain_service

Describe a microservice: purpose, dependencies, dependents, health

list_services

List all microservices in the FinPay platform

System

Tool

Description

get_system_health

Unified health snapshot: overall status, per-service health, per-hub metrics, active alerts

search_docs

Full-text search via docu-rag API (requires DOCU_RAG_URL env var)


Resources

Resources expose read-only data that the LLM can load directly into context.

URI

Content

finpay://services/catalog

JSON catalog of all services with full metadata

finpay://architecture/overview

Markdown system architecture overview


Prompts

Prompt templates inject structured system context to guide LLM behaviour.

architecture-review

Loads the full service catalog, hub list, and dependency graph. Asks the model to conduct a structured architecture review.

Optional argument: focus — area to concentrate on (e.g., resilience, scalability, security)

incident-triage

Loads current system health, recent FAILED/DEGRADED transactions, and hub health metrics. Guides the model through a structured incident triage.

Optional argument: transactionId — specific transaction to investigate


Configuration

Variable

Default

Description

DOCU_RAG_URL

—

Base URL of the docu-rag API. Enables search_docs tool.

LOG_LEVEL

info

debug | info | warn | error

LOG_FILE

logs/app.log

Path to the log file. Directory is created automatically on startup.

MCP_API_KEY

—

HTTP transport only. If set, all requests must include Authorization: Bearer <value>.

No API keys required for the core 7 tools. The server runs fully without any .env file.

Copy .env.example if you want to enable the optional search_docs tool:

cp .env.example .env
# Set DOCU_RAG_URL=http://localhost:8001

Example Interactions

Once connected to Claude Desktop, try:

Show me all FAILED transactions in the last hour.
Which payment hub has the lowest success rate right now?
Explain the dependency chain for hub-adapter-service and tell me what breaks if compliance-service goes down.
Run an architecture review focused on resilience.
Triage the incident for transaction TXN-100000011.

Governance

Tool Naming Conventions

  • Names are snake_case, verb-first for actions: get_, list_, search_, explain_

  • Tool names are a public API — never renamed once published

  • Breaking changes (removed/renamed params) require a new tool name (e.g., get_transaction_v2) and a deprecation notice before the old one is removed

Schema Versioning

This server follows semantic versioning (package.json):

Change type

Version bump

New optional parameter or new response field

Patch (0.0.X)

New tool, new resource, new prompt

Minor (0.X.0)

Removed tool, removed required param, renamed tool

Major (X.0.0) only after deprecation period

Access Control

stdio transport inherits OS user permissions. It is suitable for local, trusted use only (Claude Desktop on your own machine).

HTTP transport is intended for hosted deployments. In production, all tool calls should require Authorization: Bearer <token>. The current HTTP transport implementation accepts a --api-key flag to enable simple token validation. Scope-based access control (restricting which tools a given API key can call) is documented in docs/decisions/ADR-001-transport-strategy.md and recommended for any multi-tenant deployment.

All tools in this server are read-only over mock data. In a production server with write access to real systems, each mutating tool would require an explicit capability scope.


Development

npm run typecheck   # type-check without building
npm test            # run tests (vitest)
npm run lint        # eslint
npm run build       # compile to dist/

CI runs on every push: type-check → lint → test.


Project Structure

src/
├── index.ts                  # Entry point — CLI arg parsing, transport selection
├── server.ts                 # McpServer setup, registers all tools/resources/prompts
├── logger.ts                 # File + stderr logger (writes to logs/app.log)
├── logging-transport.ts      # Transport wrapper — access log per request/response cycle
├── tools/
│   ├── transactions.ts       # get_transaction, list_transactions
│   ├── hubs.ts               # get_payment_hub, list_payment_hubs
│   ├── services.ts           # explain_service, list_services
│   ├── health.ts             # get_system_health
│   └── docs.ts               # search_docs (docu-rag proxy, requires DOCU_RAG_URL)
├── resources/
│   ├── services-catalog.ts   # finpay://services/catalog
│   └── architecture-overview.ts  # finpay://architecture/overview
├── prompts/
│   ├── architecture-review.ts
│   └── incident-triage.ts
└── data/
    ├── transactions.json     # 20 fixture transactions
    ├── hubs.json             # 4 fixture hubs
    └── services.json         # 7 fixture services
logs/                         # Runtime log output (gitignored)
└── app.log
docs/decisions/               # Architecture Decision Records
tests/
└── tools/                    # Unit tests for all tool modules

License

MIT

Available Tools

8 tools
explain_serviceA

Get a detailed explanation of a FinPay microservice: its purpose, owning team, implementation language, upstream dependencies, downstream dependents, current health status, and port. Also returns a human-readable dependency graph description. Returns a NOT_FOUND error if the service name does not exist.

Inputs: name (required).

get_payment_hubA

Get a payment hub's current details and health metrics. Returns hub status, supported currencies, supported countries, transfer amount limits, average latency, and 24h success rate. Returns a NOT_FOUND error if the hub ID does not exist.

Inputs: id (required).

get_system_healthA

Get a unified health snapshot of the entire FinPay platform. Returns overall system status (HEALTHY, DEGRADED, or DOWN), per-service health, per-hub health with success rates, and any active alerts. Use this tool first when triaging incidents.

Inputs: no named parameters.

get_transactionA

Look up a single FinPay transaction by its ID. Returns the full transaction object including status, amount, currencies, exchange rate, sender/recipient names, and hub assignment. Returns a NOT_FOUND error if the ID does not exist.

Inputs: id (required).

list_payment_hubsA

List all payment hubs in the FinPay platform with their current status and health metrics. Returns all 4 hubs: GlobalPay (global), SwiftRoute (SWIFT high-value), MobileFirst (mobile money), and RegionalX (Southeast Asia).

Inputs: no named parameters.

list_servicesA

List all 7 microservices in the FinPay platform with their metadata and current health status. Services include: api-gateway, transaction-service, hub-adapter-service, compliance-service, fx-service, notification-service, and audit-service.

Inputs: no named parameters.

list_transactionsA

List recent FinPay transactions with optional filters. Returns up to 50 transactions ordered by createdAt descending. Supports filtering by status and/or hubId. Returns an empty array if no transactions match the filters.

Inputs: hubId, limit, status.

search_docsA

Full-text search over FinPay architecture documentation via the docu-rag API. Returns a synthesised answer plus the top matching document chunks. Requires the DOCU_RAG_URL environment variable to be set; returns a disabled error if it is not configured.

Inputs: query (required), topK.

Tool Schema Changelog

Recent tool additions, removals, and schema changes observed during successful MCP inspections.

Loading tool schema changelog…

    TDQS

    A4.4/5.0

    Scored across 8 tools

    Disambiguation5/5

    Each tool has a clear, distinct purpose: list_* returns collections, get_* returns individual entities by ID, explain_service provides detailed service metadata, and search_docs handles documentation queries. No two tools overlap in function or target resource.

    Naming Consistency5/5

    All tool names follow a consistent verb_noun pattern in snake_case. List tools use 'list_', retrieval tools use 'get_', plus 'explain_' and 'search_' which are also descriptive verbs. Naming is uniform and predictable.

    Tool Count5/5

    Eight tools is well within the ideal range for a payment platform query/monitoring server. Each tool covers a needed operation without redundancy or bloat.

    Completeness5/5

    The server provides complete read-only coverage for its domain: listing and getting hubs, services, and transactions, plus overall system health and documentation search. No obvious gaps for the intended use case; write operations are likely out of scope.

    Maintenance

    ActivityInactive
    ResponsivenessNo recent community issues

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