Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description must carry the full burden of behavioral disclosure. It only says it reads full contents of a text file, but omits important behavioral details such as what happens if the file is binary, size limits, encoding assumptions, or whether the operation is safe/non-mutating. The word 'reads' implies non-destructiveness, but that is not explicit.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.