Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true, idempotentHint=true, and destructiveHint=false, covering safety and idempotency. The description adds value by specifying it retrieves details for the 'current organization' based on a configuration, which is useful context not in annotations. However, it doesn't disclose additional behaviors like rate limits, authentication needs, or response format, keeping it at a baseline 3.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.