Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description carries the full burden of explaining behavior. It only says 'Subscribe to issue updates' without disclosing that this is a mutation (creating a subscription), whether it is reversible, if the user must already be authenticated, or what happens if already subscribed. The description is insufficient for an agent to understand side effects.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.