Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations provide readOnlyHint=true, destructiveHint=false, idempotentHint=true, and openWorldHint=false, indicating a safe, non-destructive, repeatable operation with closed-world behavior. The description adds no behavioral traits beyond this, but since annotations are comprehensive, the bar is lower. There's no contradiction with annotations, and the description doesn't mislead, so it earns a baseline score for not detracting from the structured data.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.