Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true, idempotentHint=true, and destructiveHint=false, covering safety and side-effect expectations. The description adds that it returns 'metadata' rather than content, which clarifies return type but lacks detail on what metadata fields to expect. Since the description carries a lighter burden due to strong annotations, a 3 is appropriate.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.