balance_analysis
Retrieve annual financial analysis for a company and year, including profit, liquidity, solvency, cashflow, aging, concentration and tax-estimate indicators.
Instructions
Get balance analysis (Analiza Balante) for a year. Returns the standard indicator bag (revenue, expenses, profit, turnover, salaries, etc.), monthly evolution, top expenses, year-over-year comparison, plus 8 grouped financial-ratio sections: balanceSheet (raw figures), liquidity (current/quick/cash ratio + working capital + NFR + net cash), solvency (debt-to-equity, financial autonomy, debt ratio, general solvency, interest coverage), profitabilityRatios (gross/operating/EBITDA/net margins, ROA/ROE/ROCE, EBIT, EBITDA), efficiency (asset/fixed-asset/inventory turnover, DSO/DPO/CCC), fiscal (VAT payable, salary debts, state-budget debts, micro-enterprise EUR threshold, VAT RON threshold), cashflow (cash runway in months, burn rate, break-even, contribution rate, operating leverage), aging (receivables aging buckets 0-30/31-60/61-90/90+ with IFRS 9 simplified provision), concentration (top 5/10 client revenue share, top clients list), profitTaxEstimate (information only, from invoices alone: per quarter and year to date, revenue from issued invoices and expenses from received invoices in RON — invoice rate, else BNR monthly average — gross profit, 16% profit tax and the 1%/3% micro tax for comparison; salaries, payment fees and non-invoiced costs are missing, so the real tax is lower; with tips[] — sponsorship headroom, reinvested-profit lever for the running quarter, missing-expenses warning, dividends after taxes, employee benefits, R&D, advance payments). Each ratio carries status: normal|warning|critical|na. Trial-balance sections show hasData=false until balances are uploaded; aging, concentration and profitTaxEstimate come from invoice data. Requires X-Company header.
Input Schema
| Name | Required | Description | Default |
|---|---|---|---|
| year | Yes | Analysis year (e.g. 2025) | |
| companyId | No | Company UUID (overrides STORNO_COMPANY_ID env var) |