Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description carries the full burden of behavioral disclosure. It does add the side effect of releasing locks, but it omits important preconditions such as whether a transaction must be open, what happens if database_name is omitted, and whether the commit is idempotent or errors without an active transaction.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.