Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare the operation read-only, idempotent, and non-destructive. The description adds that it enumerates collections, but does not clarify behavior such as whether system collections are included or how the optional filter affects results. No contradiction with annotations.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.