FinDocs MCP

An eval-first, reliability-first MCP server for semantic search and grounded Q&A over a financial-docs corpus — Postgres + pgvector for retrieval, a first-class eval-loop that fails CI on regression.

FinDocs MCP gives an AI agent three tools over MCP: search a corpus of broker API documentation (Zerodha Kite Connect + Finvasia Shoonya), ask grounded questions that come back with citations, and ingest new documents. The interesting part isn't the RAG — it's the evaluation harness: every change is scored on retrieval recall, ranking quality, answer faithfulness, and refusal correctness, and a regression below baseline turns the build red.

This is the "tick-data validation, zero production mis-fires" discipline from quant trading infrastructure, applied to AI tooling: a confident wrong answer is worse than an honest "not found."

📚 Learning the codebase? The source is written as a reverse-learning layer: read it top-down from src/mcp/server.ts (where an agent calls in) and follow the ▼ LEARN comment blocks down through retrieval, embeddings, cosine/pgvector, chunking, the refusal gate, and the eval-loop — to the linear algebra at the bottom. Each concept is taught inline, right where it's implemented.

Architecture

                 ┌─────────────────────────────────────────────┐
   MCP client    │                 MCP server (stdio)          │
 (Claude Code/   │   search_docs · answer_question · ingest_doc│
  Desktop) ─────▶│                                             │
                 └───────┬───────────────┬───────────────┬─────┘
                         │               │               │
                  ┌──────▼─────┐   ┌─────▼──────┐   ┌─────▼──────┐
                  │  Embedder  │   │ Retrieval  │   │   Ingest   │
                  │ (local     │   │ + QA gate  │   │ chunk→embed│
                  │  MiniLM)   │   │ + citations│   │  →upsert   │
                  └──────┬─────┘   └─────┬──────┘   └─────┬──────┘
                         └───────────────┼────────────────┘
                                  ┌──────▼───────┐
                                  │  Postgres +  │
                                  │   pgvector   │  HNSW cosine
                                  └──────────────┘

   evals/  ──▶  runner ──▶ metrics (recall@k · MRR · faithfulness · refusal)
                                  │
                                  ▼
                          baseline.json gate ──▶ CI pass/fail

Everything is provider-agnostic behind thin adapters:

The defaults run with no API keys and no per-call cost, which is exactly what makes the eval gate reproducible in CI.

Related MCP server: Enterprise Financial Compliance Audit Framework

MCP tools

The reliability core — the refusal gate

answer_question never synthesizes when retrieval confidence is below the configured floor. It refuses instead. The eval set includes out-of-corpus negative cases specifically to prove this behavior holds (see src/qa/gate.ts). With the default thresholds there is a clean margin between in-corpus questions (top cosine ≥ 0.35) and out-of-corpus questions (top cosine ≤ 0.31).

The eval-loop (the centerpiece)

A labeled dataset of ~50 cases (evals/dataset.jsonl) — question → expected supporting document(s), including negative/out-of-corpus cases.

Metrics (evals/harness/metrics.ts):

Runner — pnpm eval prints a scorecard, writes evals/results/{timestamp}.json, and appends a row to evals/history.ndjson so you can track the score-over-time curve.

Regression gate — pnpm eval:gate compares the scorecard against evals/baseline.json and exits non-zero if any metric drops below threshold (minus a small epsilon). CI runs this on every PR.

Current baseline (calibrated against the real corpus):

recall@5  0.92   ·   MRR  0.80   ·   faithfulness  0.80   ·   refusal accuracy  0.90

Offline smoke test: pnpm calibrate runs the entire scoring pipeline with the real embedder against an in-memory index — no database required — useful for tuning thresholds and sanity-checking retrieval quality locally.

Quickstart

Prerequisites: Node 20+, pnpm (corepack enable pnpm), and Docker (for the pgvector container).

pnpm install
cp .env.example .env          # defaults match docker-compose

pnpm db:up                    # start Postgres + pgvector (host port 5433)
pnpm db:wait                  # wait until it accepts connections
pnpm migrate                  # apply schema + HNSW index
pnpm ingest                   # chunk → embed → upsert the corpus

pnpm eval                     # print the scorecard
pnpm eval:gate                # run the regression gate (CI uses this)

pnpm dev                      # run the MCP server over stdio

The first pnpm ingest / pnpm eval downloads the MiniLM model (~90 MB) and caches it under .models/.

Using it from Claude Desktop / Claude Code

Build first (pnpm build), then point your MCP client at dist/mcp/server.js.

Claude Desktop — add to claude_desktop_config.json:

{
  "mcpServers": {
    "findocs": {
      "command": "node",
      "args": ["/absolute/path/to/findocs-mcp/dist/mcp/server.js"],
      "env": {
        "DATABASE_URL": "postgres://findocs:findocs@localhost:5433/findocs"
      }
    }
  }
}

Claude Code — register the server from the repo root:

claude mcp add findocs \
  --env DATABASE_URL=postgres://findocs:findocs@localhost:5433/findocs \
  -- node ./dist/mcp/server.js

Then ask things like "Search the docs for how GTT OCO orders work" or "How is the Kite Connect access token checksum computed?" — and try an out-of-corpus question to watch it refuse.

2-minute demo

Demo recording goes here — replace with an asciinema cast or GIF:

# record:
asciinema rec demo.cast -c "pnpm eval && pnpm dev"

Project layout

src/
  config.ts              zod-validated env
  db/                    postgres.js client + repo (upsert / vectorSearch / getChunk)
  embeddings/            Embedder interface + local transformers.js impl + factory
  llm/                   LLMProvider {synthesize, judge}: heuristic + ollama
  ingest/                chunk · load · pipeline
  retrieval/search.ts    search_docs core
  qa/                    confidence gate + grounded answer with citations
  mcp/server.ts          MCP stdio server (3 tools, zod schemas)
evals/
  dataset.jsonl          labeled cases (incl. negatives)
  harness/               metrics · runner · scorecard · gate (first-class module)
  baseline.json          regression thresholds
corpus/                  vendored broker API docs (deterministic eval base)
db/                      schema.sql · migrate · wait
scripts/calibrate.ts     offline eval (no DB) for threshold tuning

Notes & scope

• Corpus is a curated, vendored subset of public broker API documentation for demo and reproducibility; it may lag the official docs. Treat it as a fixture, not a source of truth for live trading.

• TypeScript strict throughout (exactOptionalPropertyTypes, noUncheckedIndexedAccess, …), ESM, no any in core paths. Tests in vitest.

• Out of scope for v1: rerankers, hybrid BM25+vector, auth, web UI — the adapters are structured so these slot in without a rewrite.

License

MIT — see LICENSE.