Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true and destructiveHint=false, so the safety profile is covered. The description adds only a data-content hint (each entry carries a next due date); it says nothing about result size, sorting, or whether expired/zero-stock products are included. The trailing 'GET /api/stock' restates the implementation rather than adding behavior.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.