Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations provided, the description carries full burden for behavioral disclosure. 'Create a new note' implies a write/mutation operation but reveals nothing about permissions needed, whether creation is idempotent, what happens on failure, or what the response contains. This leaves significant behavioral gaps for a mutation tool.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.