Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations provided, the description carries full burden but only states it 'lists' members without disclosing behavioral traits. It doesn't mention whether this requires specific permissions, rate limits, pagination behavior, or what format the output takes (e.g., list of contacts with details). For a read operation with zero annotation coverage, this is insufficient.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.