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Generate acmt XML from records

generate_message
Read-onlyIdempotent

Generate a validated ISO 20022 acmt XML message from in-memory account records. Provide message type and records to receive an XSD-validated XML document.

Instructions

Generate a validated ISO 20022 acmt XML message from in-memory records.

This is the primary generation tool: pass account records you already
hold in memory and receive an XSD-validated XML document; no file is
written. Run ``validate_records`` first to surface record-level errors,
and ``list_message_types`` to confirm the ``message_type`` string.

Returns the validated XML document as a string, or an ``{"error": ...}``
payload (serialized) if generation fails.

Args:
    message_type: A supported ISO 20022 acmt message type.
    records: One or more flat account records.

Input Schema

TableJSON Schema
NameRequiredDescriptionDefault
recordsYesOne or more flat account records, each a dict of field name -> value, from which the acmt XML is generated; run validate_records first to surface record-level errors.
message_typeYesA supported ISO 20022 acmt message type, e.g. 'acmt.001.001.08' Account Opening Instruction. Must be exactly one of: 'acmt.001.001.08', 'acmt.002.001.08', 'acmt.003.001.08', 'acmt.005.001.06', 'acmt.006.001.07', 'acmt.007.001.05', 'acmt.008.001.05', 'acmt.009.001.04', 'acmt.010.001.04', 'acmt.011.001.04', 'acmt.012.001.04', 'acmt.013.001.04', 'acmt.014.001.05', 'acmt.015.001.05', 'acmt.016.001.05', 'acmt.017.001.05', 'acmt.018.001.05', 'acmt.019.001.04', 'acmt.020.001.04', 'acmt.021.001.04', 'acmt.022.001.04', 'acmt.023.001.04', 'acmt.024.001.04', 'acmt.027.001.06', 'acmt.028.001.06', 'acmt.029.001.06', 'acmt.030.001.04', 'acmt.031.001.06', 'acmt.032.001.06', 'acmt.033.001.02', 'acmt.034.001.06', 'acmt.035.001.02', 'acmt.036.001.01', 'acmt.037.001.02' (see list_message_types).

Output Schema

TableJSON Schema
NameRequiredDescriptionDefault
resultYes
Behavior4/5

Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?

Annotations declare readOnlyHint, idempotentHint, destructiveHint. The description adds that no file is written, records must be in memory, and returns XML string or error payload. This supplements annotations without contradiction.

Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.

Conciseness5/5

Is the description appropriately sized, front-loaded, and free of redundancy?

The description is concise and well-structured: first sentence states purpose, then adds context, usage tips, return value, and args. Every sentence provides essential information with no waste.

Shorter descriptions cost fewer tokens and are easier for agents to parse. Every sentence should earn its place.

Completeness4/5

Given the tool's complexity, does the description cover enough for an agent to succeed on first attempt?

The tool has an output schema (not shown), but the description explains return values clearly. It covers prerequisites and no file writing. For a simple 2-param tool with good annotations and schema, the description is adequately complete.

Complex tools with many parameters or behaviors need more documentation. Simple tools need less. This dimension scales expectations accordingly.

Parameters3/5

Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?

Schema description coverage is 100%, so baseline is 3. The description's 'Args' section mostly repeats schema info. It adds marginal value by emphasizing 'flat' records and the prerequisite to validate, but these are already in schema descriptions.

Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.

Purpose5/5

Does the description clearly state what the tool does and how it differs from similar tools?

The description clearly states 'Generate a validated ISO 20022 acmt XML message from in-memory records' with specific verb and resource. It distinguishes itself from siblings by noting it is the primary generation tool and referencing prerequisites like validate_records and list_message_types.

Agents choose between tools based on descriptions. A clear purpose with a specific verb and resource helps agents select the right tool.

Usage Guidelines4/5

Does the description explain when to use this tool, when not to, or what alternatives exist?

The description advises running validate_records first and list_message_types to confirm message_type, providing clear usage context. It implicitly suggests when not to use this tool (e.g., before validation), but could be more explicit about alternatives.

Agents often have multiple tools that could apply. Explicit usage guidance like "use X instead of Y when Z" prevents misuse.

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