Seaworthy Insurance
OfficialThis MCP server lets AI agents interact with Seaworthy Insurance, an independent disability insurance brokerage, to retrieve information and submit quote requests on behalf of users.
Submit a quote request: Collect user details (name, email, phone, profession, state, DOB, gender, income) and submit to the Seaworthy sales pipeline. A licensed broker follows up within one business day. Requires explicit user consent before submission.
Get a specialty/profession guide: Retrieve tailored disability insurance coverage guidance for specific professions or medical specialties (e.g., CRNAs, dentists, orthopedic surgeons, attorneys).
Compare carriers: Get a structured, carrier-neutral comparison of five major individual disability insurance carriers — Guardian, MassMutual, Principal, Ameritas, and The Standard — optionally filtered by profession or priority (e.g., own-occupation language, COLA, price, financial strength).
Estimate benefit cap gap: Calculate the income replacement gap between a group LTD benefit cap and a target replacement level, factoring in income, tax rates, and benefit taxability.
List riders: Retrieve structured definitions and trade-offs for major disability insurance riders (e.g., residual, COLA, future increase option, own-occupation, return of premium, catastrophic).
Read education articles: Access named educational articles on disability insurance topics such as mental/nervous limitations, elimination periods, and group vs. individual coverage.
Enables submission of disability insurance quote requests that are written to Salesforce Web-to-Lead, allowing AI agents to initiate sales pipeline entries.
Seaworthy Insurance MCP Server
A live Model Context Protocol server that lets AI agents take action on behalf of their users with Seaworthy Insurance, an independent brokerage specializing in individual disability insurance for high-income professionals (physicians, dentists, CRNAs, attorneys, executives).
To our knowledge, this is the first disability insurance brokerage to expose an agent-callable quote action over MCP.
Endpoint
https://mcp.seaworthy.io/mcpTransport: Streamable HTTP
Auth: none (open). The write action is protected server-side by input validation, per-IP rate limiting, and duplicate suppression rather than client authentication.
Server card: https://seaworthy.io/.well-known/mcp/server-card.json
Registry:
io.seaworthy/mcpin the official MCP Registry
Related MCP server: MyRSU MCP
Tools
Tool | Type | What it does |
| action | Submits a disability insurance quote-comparison request to the Seaworthy sales pipeline on the user's behalf. A licensed broker follows up within one business day. |
| read | Coverage guidance for a specific profession or medical specialty. |
| read | Structured comparison of the five major individual disability carriers. |
| read | Income-replacement gap math between a group LTD cap and a target. |
| read | Definitions and trade-offs for the major disability insurance riders. |
| read | Retrieves a named education article as structured metadata plus a link. |
quote_request inputs
Required: first_name, last_name, email, phone, profession, state, dob, gender, annual_income.
Optional: life_insurance_interest, notes, referral_source.
The agent must confirm the user has consented to be contacted before calling it. SSN, medical history, and banking details are never collected through this tool.
Security & privacy
This is a remote, stateless server. Connecting a client runs no code on the user's machine and gives the server no access to the local filesystem.
Read tools return only public, vendor-verified facts.
The one write tool (
quote_request) is guarded server-side by input validation, per-IP rate limiting, and duplicate suppression, not by client credentials. That is why the endpoint can be open without exposing the pipeline to abuse.No sensitive data (SSN, medical, banking) is ever accepted, and the agent must confirm consent before submitting.
Minimal data flow: submissions go to Seaworthy's CRM (Salesforce Web-to-Lead) and nowhere else. The server keeps no conversation or query history, and no secrets live in this repository.
Full details and a private disclosure channel are in SECURITY.md.
Try it
Add https://mcp.seaworthy.io/mcp as an MCP server in any MCP-capable client (Cloudflare AI Playground, Claude Desktop, MCP Inspector, or a custom connector), then ask it to get a disability insurance quote.
Stack
Cloudflare Worker (TypeScript), stateless JSON-RPC over Streamable HTTP. Quote submissions write to Salesforce Web-to-Lead. No secrets live in this repository.
Author
Built by Toby Lason, Managing Partner, Seaworthy Insurance.
License
MIT (see LICENSE). The hosted endpoint at mcp.seaworthy.io is the supported way to use it; the code is published for transparency and discoverability.
Maintenance
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curl -X GET 'https://glama.ai/api/mcp/v1/servers/seaworthy-io/seaworthy-mcp'
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