Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description carries the full behavioral burden and discloses almost nothing: it does not say whether the fetch marks the message as read, what permissions are required, what happens for an invalid UID or folder, or anything about the shape/size of the returned content. 'Full content' is the only behavioral hint.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.