Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description carries the burden of disclosing behavior. It clearly states the primary action (downloading a PDF to a path), but does not mention file overwrite behavior, whether directories are created, or any side effects. This is adequate for a simple operation but lacks deeper context.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.