Finance MCP Server
Server Quality Checklist
Latest release: v0.1.4
- Disambiguation5/5
Each tool retrieves a distinct financial statement (balance sheet, cash flow, income statement) with no overlap in functionality.
Naming Consistency5/5All tool names follow the 'get_{statement_type}_tool' pattern, using consistent verb-noun structure despite the redundant '_tool' suffix.
Tool Count4/5Three tools is a reasonable minimal set for a finance server focused on core financial statements, though additional tools (e.g., financial ratios) could be included.
Completeness4/5The three primary financial statements are covered, which is complete for basic financial data retrieval; missing features like historical comparisons or sector data are minor gaps.
Average 3.2/5 across 3 of 3 tools scored.
See the Tool Scores section below for per-tool breakdowns.
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How is the quality score calculated?
The overall quality score combines two components: Tool Definition Quality (70%) and Server Coherence (30%).
Tool Definition Quality measures how well each tool describes itself to AI agents. Every tool is scored 1–5 across six dimensions: Purpose Clarity (25%), Usage Guidelines (20%), Behavioral Transparency (20%), Parameter Semantics (15%), Conciseness & Structure (10%), and Contextual Completeness (10%). The server-level definition quality score is calculated as 60% mean TDQS + 40% minimum TDQS, so a single poorly described tool pulls the score down.
Server Coherence evaluates how well the tools work together as a set, scoring four dimensions equally: Disambiguation (can agents tell tools apart?), Naming Consistency, Tool Count Appropriateness, and Completeness (are there gaps in the tool surface?).
Tiers are derived from the overall score: A (≥3.5), B (≥3.0), C (≥2.0), D (≥1.0), F (<1.0). B and above is considered passing.
Tool Scores
- Behavior2/5
Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description must convey behavioral traits. It only states 'retrieve', implying read-only, but does not disclose data freshness, scope, or any side effects. This is insufficient for a tool with no annotation coverage.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.
Conciseness3/5Is the description appropriately sized, front-loaded, and free of redundancy?
The description is very short, consisting of one sentence and a parameter bullet. While concise, it lacks clear structure and separates the parameter description as a sub-bullet, which is acceptable but not exemplary.
Shorter descriptions cost fewer tokens and are easier for agents to parse. Every sentence should earn its place.
Completeness3/5Given the tool's complexity, does the description cover enough for an agent to succeed on first attempt?
Given that an output schema exists, the description need not detail return values. However, it omits context such as time period (e.g., quarterly vs annual) and currency, which are typical for income statements. The description is minimally complete for a simple tool but could be more informative.
Complex tools with many parameters or behaviors need more documentation. Simple tools need less. This dimension scales expectations accordingly.
Parameters2/5Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?
The schema has 0% description coverage, so the description must compensate. It describes the 'company' parameter as 'The name of the company', but does not specify acceptable formats (e.g., ticker, full name) or provide examples. This adds minimal meaning beyond the schema.
Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.
Purpose4/5Does the description clearly state what the tool does and how it differs from similar tools?
The description clearly states it retrieves an income statement for a specified company, using the specific verb 'retrieve' and resource 'income statement'. However, it does not differentiate from sibling tools like get_balance_sheet_tool or get_cashflow_statement_tool, which are also financial statements.
Agents choose between tools based on descriptions. A clear purpose with a specific verb and resource helps agents select the right tool.
Usage Guidelines2/5Does the description explain when to use this tool, when not to, or what alternatives exist?
No guidance is provided on when to use this tool versus the siblings. There is no mention of prerequisites, such as company identifier format, or any exclusions.
Agents often have multiple tools that could apply. Explicit usage guidance like "use X instead of Y when Z" prevents misuse.
- Behavior1/5
Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
No annotations are provided, so the description bears full responsibility for disclosing behavioral traits. It does not mention any side effects, access requirements, rate limits, or output format, which is a critical gap.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.
Conciseness5/5Is the description appropriately sized, front-loaded, and free of redundancy?
The description consists of two short sentences: one for the tool's purpose and one for the parameter. It is front-loaded and efficient, with no wasted words.
Shorter descriptions cost fewer tokens and are easier for agents to parse. Every sentence should earn its place.
Completeness3/5Given the tool's complexity, does the description cover enough for an agent to succeed on first attempt?
Given the tool's simplicity (one parameter, no nested objects) and the presence of an output schema, the description provides the bare minimum. It adequately identifies the resource and parameter but lacks usage and behavioral context.
Complex tools with many parameters or behaviors need more documentation. Simple tools need less. This dimension scales expectations accordingly.
Parameters3/5Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?
With 0% schema description coverage, the description adds meaning to the 'company' parameter by stating it is the company name for the statement. However, it lacks specificity (e.g., full name vs. ticker) and does not compensate for the missing schema descriptions.
Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.
Purpose5/5Does the description clearly state what the tool does and how it differs from similar tools?
The description clearly states the tool retrieves the cash flow statement for a specified company, using a specific verb and resource. The resource name distinguishes it from sibling tools (balance sheet and income statement), making its purpose unambiguous.
Agents choose between tools based on descriptions. A clear purpose with a specific verb and resource helps agents select the right tool.
Usage Guidelines2/5Does the description explain when to use this tool, when not to, or what alternatives exist?
The description provides no guidance on when to use this tool versus alternatives. There is no mention of appropriate contexts, prerequisites, or exclusions, leaving the agent without decision support.
Agents often have multiple tools that could apply. Explicit usage guidance like "use X instead of Y when Z" prevents misuse.
- Behavior2/5
Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
No annotations are provided, and the description only states the action. It fails to disclose behavioral traits such as data freshness, rate limits, or authentication requirements. While the operation is read-only by implication, the description does not explicitly confirm this.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.
Conciseness5/5Is the description appropriately sized, front-loaded, and free of redundancy?
The description is concise: one sentence plus a single parameter bullet. No filler, front-loaded with the core action.
Shorter descriptions cost fewer tokens and are easier for agents to parse. Every sentence should earn its place.
Completeness3/5Given the tool's complexity, does the description cover enough for an agent to succeed on first attempt?
Given the presence of an output schema, return values are covered. However, the description lacks guidance on when to choose this tool over siblings and does not address prerequisites or data scope. Adequate for a simple tool but leaves gaps.
Complex tools with many parameters or behaviors need more documentation. Simple tools need less. This dimension scales expectations accordingly.
Parameters4/5Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?
The description adds a clear explanation for the sole parameter 'company' (the name of the company), which is absent from the schema (coverage 0%). This adds significant value, though it could be more specific (e.g., ticker vs. full name).
Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.
Purpose5/5Does the description clearly state what the tool does and how it differs from similar tools?
The description clearly states it retrieves the balance sheet for a specified company, matching the tool name and distinguishing it from sibling tools (cash flow, income statements).
Agents choose between tools based on descriptions. A clear purpose with a specific verb and resource helps agents select the right tool.
Usage Guidelines3/5Does the description explain when to use this tool, when not to, or what alternatives exist?
No explicit guidance on when to use or avoid this tool, nor any differentiation from siblings. Usage is implied from the tool name, but no alternatives or prerequisites are mentioned.
Agents often have multiple tools that could apply. Explicit usage guidance like "use X instead of Y when Z" prevents misuse.
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