Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description carries the burden and does disclose two useful traits: the result is scoped to the 'currently authenticated' account (not an arbitrary user) and it exposes a sensitive API key prefix rather than a full key. It does not state read-only-ness explicitly or what happens without valid auth, but 'Show' plus the enumerated read-only fields make the safety profile unambiguous.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.