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rmarji

Monarch Money MCP Server

by rmarji

get_account_details

Retrieve detailed information for any specific Monarch Money account, including balances and transaction data, to support financial analysis and budgeting decisions.

Instructions

Get detailed information about specific accounts

Input Schema

TableJSON Schema
NameRequiredDescriptionDefault
account_idNoSpecific account ID to get details for

Schema Changelog

Changes observed during successful MCP inspections.

  1. First observedv0.1.0

TDQS

B3.2/5.0
Behavior2/5

Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?

No annotations are provided, so the description carries the full burden of behavioral disclosure. It only says it retrieves details; it does not mention read-only behavior, potential errors, permissions, response format, or any caveats about the returned information.

Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.

Conciseness4/5

Is the description appropriately sized, front-loaded, and free of redundancy?

The description is a single sentence with no redundant wording, making it concise and easy to parse. It could be slightly more informative without becoming verbose, but it is appropriately short for a simple tool.

Shorter descriptions cost fewer tokens and are easier for agents to parse. Every sentence should earn its place.

Completeness3/5

Given the tool's complexity, does the description cover enough for an agent to succeed on first attempt?

For a simple one-parameter tool, the description plus schema cover the essential invocation needs. However, no output schema or return-value details are provided, and the description does not clarify what 'detailed information' includes, leaving some ambiguity.

Complex tools with many parameters or behaviors need more documentation. Simple tools need less. This dimension scales expectations accordingly.

Parameters3/5

Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?

The input schema fully documents the single account_id parameter with a clear description, so the description adds little semantic value. Baseline 3 is appropriate when schema coverage is high and no additional parameter meaning is provided.

Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.

Purpose4/5

Does the description clearly state what the tool does and how it differs from similar tools?

The description clearly states the action (get) and resource (specific accounts), making the tool's basic purpose understandable. It is also implicitly distinct from siblings like get_transactions and get_categories, though it does not explicitly differentiate itself.

Agents choose between tools based on descriptions. A clear purpose with a specific verb and resource helps agents select the right tool.

Usage Guidelines3/5

Does the description explain when to use this tool, when not to, or what alternatives exist?

Usage is implied by the tool name and description: use this when detailed information about a specific account is needed. However, there is no explicit guidance about when to prefer it over alternatives or what conditions make it the right choice.

Agents often have multiple tools that could apply. Explicit usage guidance like "use X instead of Y when Z" prevents misuse.