Wise MCP Server
Servidor MCP de Wise
Un servidor MCP (Machine Communication Protocol) que actúa como puerta de enlace para la API de Wise, proporcionando un acceso simplificado a la funcionalidad de destinatarios de Wise.
Características
Lista todos los destinatarios de tu cuenta de Wise a través de un recurso MCP sencillo
Gestiona automáticamente la autenticación y la selección de perfil
Utiliza la API Sandbox de Wise para desarrollo y pruebas
Disponible como imagen de Docker para una fácil integración
Related MCP server: poke-bank
Requisitos
Python 3.12 o superior (solo si se instala directamente)
Gestor de paquetes
uv(solo si se instala directamente)Token de la API de Wise
Docker (si se utiliza la imagen de Docker)
Obtener un token de API
https://wise.com/your-account/integrations-and-tools/api-tokens
Crea un nuevo token aquí.
Instalación
Opción 1: Instalación directa
Clona este repositorio:
git clone repo-url cd jc-wise-mcpConfigura el entorno:
cp .env.example .env # Edit .env to add your Wise API tokenInstala las dependencias con
uv:uv venv uv pip install -e .
Opción 2: Usando Docker
Puedes construir una imagen de Docker:
docker build -t mcp-wise .Y añadirla a Claude Code incluyéndola en tu .mcp.json
{
"mcpServers": {
"mcp-wise": {
"command": "docker",
"args": [
"run",
"-i",
"--rm",
"--init",
"-e", "WISE_API_TOKEN=your_api_token_here",
"-e", "WISE_IS_SANDBOX=true",
"mcp-wise:latest"
]
}
}
}Asegúrate de reemplazar your_api_token_here con tu token real de la API de Wise.
Asegúrate también de actualizar tu archivo .mcp.json para que coincida con el modo seleccionado. Proporcionamos archivos de plantilla que puedes utilizar:
Para el modo stdio (predeterminado):
cp .mcp.json.stdio .mcp.jsonPara el modo HTTP:
cp .mcp.json.http .mcp.json
Estos archivos de plantilla contienen la configuración adecuada para cada modo.
Recursos MCP disponibles
El servidor proporciona los siguientes recursos MCP:
list_recipients
Devuelve una lista de todos los destinatarios de tu cuenta de Wise.
Parámetros:
profile_type: El tipo de perfil para el que listar los destinatarios. Uno de [personal, business]. Predeterminado: "personal"currency: Opcional. Filtra los destinatarios por código de divisa (p. ej., 'EUR', 'USD')
get_recipient_requirements
Obtiene los requisitos del destinatario para crear uno nuevo. Si se proporcionan detalles de la cuenta, valida los detalles de la cuenta frente a los requisitos.
Parámetros:
source_currency: El código de divisa de origen (p. ej., 'USD')target_currency: El código de divisa de destino (p. ej., 'EUR')source_amount: El importe en la divisa de origenprofile_type: El tipo de perfil a utilizar. Uno de [personal, business]. Predeterminado: "personal"account: Opcional. Los detalles de la cuenta del destinatario para validar frente a los requisitos. Si no se proporciona, devuelve los requisitos iniciales de la cuenta.
create_recipient
Crea un nuevo destinatario con los detalles de cuenta proporcionados.
Parámetros:
profile_type: El tipo de perfil a utilizar. Uno de [personal, business]. Predeterminado: "personal"account: Los detalles de la cuenta del destinatario que cumplen con los requisitos de la API de Wise. Esto debe incluir:accountHolderName: Nombre del titular de la cuentacurrency: Código de divisa de destino (p. ej., 'EUR')type: Tipo de cuenta (p. ej., 'iban', 'sort_code', etc.)details: Objeto que contiene detalles específicos de la cuenta (varía según la divisa y el país)
send_money
Envía dinero a un destinatario utilizando la API de Wise.
Parámetros:
profile_type: El tipo de perfil a utilizar (personal o business)source_currency: Código de divisa de origen (p. ej., 'USD')source_amount: Importe en la divisa de origen a enviarrecipient_id: El ID del destinatario al que enviar el dineropayment_reference: Opcional. Mensaje de referencia para la transferencia (predeterminado a "money")source_of_funds: Opcional. Origen de los fondos (p. ej., "salary", "savings")
Configuración
La configuración se realiza a través de variables de entorno, que pueden establecerse en el archivo .env:
WISE_API_TOKEN: Tu token de la API de Wise (obligatorio)WISE_IS_SANDBOX: Establecer en true para usar la API Sandbox de Wise (predeterminado: false)MODE: Modo de transporte del servidor MCP, ya sea "http" o "stdio" (predeterminado: stdio)
Desarrollo
Estructura del proyecto
wise-mcp/
├── .env # Environment variables (not in git)
├── .env.example # Example environment variables
├── pyproject.toml # Project dependencies and configuration
├── README.md # This file
└── src/ # Source code
├── main.py # Entry point
└── wise_mcp/ # Main package
├── api/ # API clients
│ └── wise_client.py # Wise API client
├── resources/ # MCP resources
│ └── recipients.py # Recipients resource
└── app.py # MCP application setupAñadir nuevas características
Para añadir nuevas características:
Añade nuevos métodos de cliente de API en
src/wise_mcp/api/wise_client.pyCrea nuevos recursos en
src/wise_mcp/resources/Importa y registra los nuevos recursos en
src/wise_mcp/app.py
Contribución
¡Las contribuciones son bienvenidas! Por favor, siéntete libre de enviar un Pull Request.
Licencia
MIT
Available Tools
4 toolscreate_recipientC
Creates a new recipient with the provided account details.
| Name | Required | Description | Default |
|---|---|---|---|
| recipient_fullname | Yes | The name of the account holder. Required. | |
| currency | Yes | The currency code for the recipient account. Required. | |
| recipient_type | Yes | The type of recipient account. Required. | |
| profile_type | No | The type of profile to use. One of [personal, business]. Default: "personal" | personal |
| account_details | No | Additional recipient account details compliant with Wise API requirements. If provided, it will be updated with the required fields. |
Output Schema
| Name | Required | Description |
|---|---|---|
| result | Yes |
TDQS
Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description bears full burden. It only says 'creates' (indicating mutation) but doesn't disclose side effects, idempotency, error conditions, or authentication needs.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.
Is the description appropriately sized, front-loaded, and free of redundancy?
A single sentence is concise, but it may be too brief for a tool with 5 parameters and nested objects. Every word earns its place, but more structure would improve clarity.
Shorter descriptions cost fewer tokens and are easier for agents to parse. Every sentence should earn its place.
Given the tool's complexity, does the description cover enough for an agent to succeed on first attempt?
Given 5 parameters, nested objects, and an output schema, the description is insufficient. It doesn't mention the output or provide context on how to properly construct the account_details object.
Complex tools with many parameters or behaviors need more documentation. Simple tools need less. This dimension scales expectations accordingly.
Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?
Schema coverage is 100% with detailed descriptions for all 5 parameters. The description adds no additional meaning beyond stating 'with the provided account details,' which is already implied by the schema.
Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.
Does the description clearly state what the tool does and how it differs from similar tools?
The description clearly states it creates a new recipient, which distinguishes it from sibling tools like list_recipients and get_recipient_requirements. However, it lacks nuance about what constitutes a 'recipient' in this context.
Agents choose between tools based on descriptions. A clear purpose with a specific verb and resource helps agents select the right tool.
Does the description explain when to use this tool, when not to, or what alternatives exist?
No guidance on when to use this tool versus alternatives. For example, it doesn't mention prerequisites like first calling get_recipient_requirements to determine required fields.
Agents often have multiple tools that could apply. Explicit usage guidance like "use X instead of Y when Z" prevents misuse.
get_recipient_requirementsA
Fetches recipient requirements for creating a new recipient. If account details are provided, validates the account details against the requirements.
| Name | Required | Description | Default |
|---|---|---|---|
| source_currency | No | Optional. The source currency code (e.g., 'USD') | |
| target_currency | No | Optional. The target currency code (e.g., 'EUR') | |
| source_amount | No | Optional. The amount in the source currency (e.g., 100.0) | |
| profile_type | No | The type of profile to use. One of [personal, business]. Default: "personal" | personal |
| account_details | No | Optional. The recipient account details to validate against requirements. If not provided, returns the initial account requirements. |
Output Schema
| Name | Required | Description |
|---|---|---|
No output parameters | ||
TDQS
Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description carries full burden. It discloses basic behavior (fetch and validate) but omits side effects, error conditions, or safety traits. No contradiction exists.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.
Is the description appropriately sized, front-loaded, and free of redundancy?
Two sentences, 24 words, front-loaded with purpose. No unnecessary words. Highly concise and well-structured.
Shorter descriptions cost fewer tokens and are easier for agents to parse. Every sentence should earn its place.
Given the tool's complexity, does the description cover enough for an agent to succeed on first attempt?
Given an output schema exists, the description covers core behavior. It could be improved by explicitly linking to 'create_recipient' as a prerequisite, but overall complete.
Complex tools with many parameters or behaviors need more documentation. Simple tools need less. This dimension scales expectations accordingly.
Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?
Schema coverage is 100%, so baseline is 3. The description adds context that 'account_details' triggers validation, adding marginal value beyond the schema.
Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.
Does the description clearly state what the tool does and how it differs from similar tools?
The description clearly states the verb ('fetches') and the resource ('recipient requirements'), and distinguishes itself from siblings like 'create_recipient' and 'send_money' by focusing on fetching and validating requirements.
Agents choose between tools based on descriptions. A clear purpose with a specific verb and resource helps agents select the right tool.
Does the description explain when to use this tool, when not to, or what alternatives exist?
The description implies usage for checking requirements before creating a recipient, but does not explicitly state when to use this tool over alternatives like 'list_recipients' or 'send_money'.
Agents often have multiple tools that could apply. Explicit usage guidance like "use X instead of Y when Z" prevents misuse.
list_recipientsA
Returns all recipients from the Wise API for the given profile type of current user. If a user has multiple profiles of that type, it will return recipients from the first profile.
| Name | Required | Description | Default |
|---|---|---|---|
| profile_type | No | The type of profile to list recipients for. one of [personal, business] | personal |
| currency | No | Optional. Filter recipients by currency code (e.g., 'EUR', 'USD') |
Output Schema
| Name | Required | Description |
|---|---|---|
| result | Yes |
TDQS
Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
No annotations are provided, so the description must carry the burden. It discloses the 'first profile' behavior, which is a useful trait beyond the schema. However, it does not mention other behavioral aspects like idempotency, rate limits, or side effects.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.
Is the description appropriately sized, front-loaded, and free of redundancy?
The description is two sentences, concise and front-loaded with the core purpose. No unnecessary words or redundant information.
Shorter descriptions cost fewer tokens and are easier for agents to parse. Every sentence should earn its place.
Given the tool's complexity, does the description cover enough for an agent to succeed on first attempt?
The tool has an output schema (not shown) and low complexity with 2 parameters. The description covers the key behavioral point of first-profile limitation but lacks explanation of return structure, error cases, or pagination. Adequate but not thorough.
Complex tools with many parameters or behaviors need more documentation. Simple tools need less. This dimension scales expectations accordingly.
Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?
Input schema has 100% coverage for parameters, so baseline is 3. The description adds minimal meaning beyond the schema by mentioning 'profile type of current user' and 'first profile' but does not elaborate on currency filtering.
Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.
Does the description clearly state what the tool does and how it differs from similar tools?
The description clearly states the tool returns all recipients for a given profile type, using the verb 'list' and specifying the resource 'Wise API recipients'. It distinguishes from sibling tools like 'create_recipient' which is a different action.
Agents choose between tools based on descriptions. A clear purpose with a specific verb and resource helps agents select the right tool.
Does the description explain when to use this tool, when not to, or what alternatives exist?
The description provides a behavioral caveat about returning recipients from the first profile if multiple exist, which helps in understanding edge cases. However, it does not explicitly state when to use this tool versus alternatives or provide exclusion criteria.
Agents often have multiple tools that could apply. Explicit usage guidance like "use X instead of Y when Z" prevents misuse.
send_moneyB
Send money to a recipient using the Wise API.
| Name | Required | Description | Default |
|---|---|---|---|
| profile_type | Yes | The type of profile to use (personal or business) | |
| source_currency | Yes | Source currency code (e.g., 'USD') | |
| source_amount | Yes | Amount in source currency to send | |
| recipient_id | Yes | The ID of the recipient to send money to | |
| payment_reference | No | Optional. Reference message for the transfer (defaults to "money") | |
| source_of_funds | No | Optional. Source of the funds (e.g., "salary", "savings") |
Output Schema
| Name | Required | Description |
|---|---|---|
| result | Yes |
TDQS
Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description carries full burden, but it provides no behavioral details beyond the name. It does not disclose mutation implications, error conditions, or authorization needs.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.
Is the description appropriately sized, front-loaded, and free of redundancy?
Single sentence, front-loaded, no unnecessary words. Every word earns its place.
Shorter descriptions cost fewer tokens and are easier for agents to parse. Every sentence should earn its place.
Given the tool's complexity, does the description cover enough for an agent to succeed on first attempt?
Given the tool has 6 parameters and no annotations, the description is too brief. It lacks context about success/failure, idempotency, and usage flow. Output schema exists but does not compensate for missing behavioral context.
Complex tools with many parameters or behaviors need more documentation. Simple tools need less. This dimension scales expectations accordingly.
Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?
Schema description coverage is 100%, so baseline is 3. The description adds no extra context about parameter meaning beyond what the schema already provides.
Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.
Does the description clearly state what the tool does and how it differs from similar tools?
The description clearly states the verb 'Send' and resource 'money to a recipient using the Wise API', distinguishing it from sibling tools that manage recipients (create, get requirements, list).
Agents choose between tools based on descriptions. A clear purpose with a specific verb and resource helps agents select the right tool.
Does the description explain when to use this tool, when not to, or what alternatives exist?
No guidance is provided on when to use this tool versus alternatives. It does not mention prerequisites, such as needing a recipient created first, or when not to use it.
Agents often have multiple tools that could apply. Explicit usage guidance like "use X instead of Y when Z" prevents misuse.
Tool Schema Changelog
Recent tool additions, removals, and schema changes observed during successful MCP inspections.
4 tool updates
v0.1.0- First observed
create_recipient - First observed
get_recipient_requirements - First observed
list_recipients - First observed
send_money
TDQS
Scored across 4 tools
Each tool has a clearly distinct purpose: creating recipients, fetching requirements, listing recipients, and sending money. No overlap.
All tool names follow a consistent verb_noun pattern in snake_case (e.g., create_recipient, list_recipients, get_recipient_requirements, send_money).
With 4 tools, the server is well-scoped for a focused Wise integration covering recipient management and money transfer.
Covers key recipient and transfer operations, but lacks a direct get_recipient by ID or update/delete recipient, which are minor gaps.
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