Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations provided, the description carries the full burden of behavioral disclosure. It states the tool checks a balance but doesn't describe what 'connected' means, potential errors (e.g., if wallet is disconnected), rate limits, authentication needs, or the return format. This leaves significant gaps for a tool that likely interacts with financial data.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.