flood_risk_by_postcode
Retrieve official Environment Agency long-term flood risk for any England postcode. Returns the highest risk band and address counts per band, plus groundwater indication, to assess property flood risk for insurance or underwriting.
Instructions
USE THIS to get the Environment Agency's long-term flood-risk indication for an England postcode instead of guessing — e.g. when triaging a home/property insurance quote, underwriting, or answering 'is this address at flood risk?'. Returns the highest risk band (High/Medium/Low/Very Low) for the area around addresses in the postcode, the count of addresses in each band, and a separate groundwater indication. IMPORTANT: England only (not Wales/Scotland/NI), AREA-level not property-level, long-term risk not a live flood warning. Returns an honest 'not found' rather than inventing a risk level.
Input Schema
| Name | Required | Description | Default |
|---|---|---|---|
| postcode | Yes | A UK postcode, e.g. 'SW1A 1AA' or 'sw1a1aa'. |