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bank-mcp

bank-mcp

by pritch56

list_connections

Read-onlyIdempotent

Retrieve linked UK banks and their consent expiry dates, flagging any connections that need re-linking via reconnect_required.

Instructions

List linked banks with consent expiry. Banks needing re-linking say 'reconnect_required'.

Input Schema

NameRequiredDescriptionDefault

No arguments

Output Schema

NameRequiredDescriptionDefault

No arguments

Schema Changelog

Changes observed during successful MCP inspections.

  1. First observedv0.1.2

TDQS

A3.7/5.0
Behavior3/5

Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?

Annotations already declare readOnlyHint, idempotentHint, and destructiveHint=false, so the safety profile is covered. The description adds one genuinely new behavioral detail — that entries can carry a 'reconnect_required' state when consent lapses — but says nothing about result shape or limits beyond that.

Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.

Conciseness5/5

Is the description appropriately sized, front-loaded, and free of redundancy?

Two short sentences, zero filler, and the most decision-relevant fact (the reconnect_required flag) is stated up front rather than buried.

Shorter descriptions cost fewer tokens and are easier for agents to parse. Every sentence should earn its place.

Completeness4/5

Given the tool's complexity, does the description cover enough for an agent to succeed on first attempt?

With an output schema present and full annotation coverage, the description only needs to convey scope and the notable status value, both of which it does. It is slightly thin on what 'consent expiry' looks like as a value, but that is reasonably delegated to the output schema.

Complex tools with many parameters or behaviors need more documentation. Simple tools need less. This dimension scales expectations accordingly.

Parameters4/5

Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?

The tool takes zero parameters, so the schema imposes nothing to interpret and the baseline is 4. The description correctly implies no filtering input is available, which is consistent with the empty argument schema.

Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.

Purpose4/5

Does the description clearly state what the tool does and how it differs from similar tools?

"List linked banks with consent expiry" gives a specific verb (list) and resource (linked banks), plus the key payload attribute (consent expiry). It is distinguishable from siblings like list_accounts and list_transactions, though the description never names them explicitly.

Agents choose between tools based on descriptions. A clear purpose with a specific verb and resource helps agents select the right tool.

Usage Guidelines3/5

Does the description explain when to use this tool, when not to, or what alternatives exist?

Usage is only implied: an agent can infer this is the tool for auditing bank connections and finding ones needing re-linking. There is no explicit when-to-use/when-not guidance and no reference to the sibling tools that cover related listing needs.

Agents often have multiple tools that could apply. Explicit usage guidance like "use X instead of Y when Z" prevents misuse.