Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
No annotations are provided, so the description must disclose behavioral traits. It only says '조회' (inquiry), implying a read operation, but gives no details about response format, authentication, rate limits, or what exactly the balance includes. This leaves significant ambiguity for a tool with no output schema.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.