Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint, idempotentHint, and destructiveHint=false, so the safety profile is covered. The description adds genuine behavioral detail beyond them: it discloses the exact fields returned and a conditional branch where the role list appears if no role is selected yet, which is exactly the kind of non-obvious behavior the description should carry.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.