Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description carries the full burden. The word 'list' implies a read-only operation, but no details about pagination, ordering, error handling, or limits are provided. This is adequate for a simple listing tool but lacks deeper behavioral disclosure.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.