Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations provided, the description carries full burden for behavioral disclosure but offers none. 'Hello tool' gives no indication of whether this is a read/write operation, what permissions might be required, what side effects occur, or what the response looks like. It's completely inadequate for behavioral understanding.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.