Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true, idempotentHint=true, and destructiveHint=false, so the safety profile is established. The description adds that the return is 'full contact record', which gives useful context about the output, but doesn't discuss errors, rate limits, or other behavioral nuances. This is acceptable but not exceptional.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.