Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
readOnlyHint=true already establishes this is a safe read, so the bar is lower. The description adds useful domain context by explaining what a template is, but discloses nothing about result ordering, pagination, or whether the list is scoped to the caller's account — details that matter for an enumeration call.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.