Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Without annotations, the description carries the burden and does real work: it discloses case-insensitive matching, that only the FIRST match is returned (a significant truncation behavior for duplicate names), and that a miss returns {}. It omits any explicit read-only/no-side-effects statement, but that is strongly implied by "Find ... Returns".
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.