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ZenMoney MCP

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ZenMoney Accounts

accounts_list

List financial accounts from the in-memory ZenMoney snapshot. Optionally include archived accounts to view full account history.

Instructions

List accounts from the in-memory ZenMoney snapshot.

Input Schema

TableJSON Schema
NameRequiredDescriptionDefault
includeArchivedNo
Behavior2/5

Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?

With no annotations, the description carries the burden of disclosing behavior. It reveals the data source (in-memory snapshot) but does not state whether it is read-only, what happens if the snapshot is empty, or any side effects. The agent has limited insight into behavioral traits.

Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.

Conciseness5/5

Is the description appropriately sized, front-loaded, and free of redundancy?

The description is a single sentence with no unnecessary words. Every word contributes meaning. It is appropriately sized for a simple list operation.

Shorter descriptions cost fewer tokens and are easier for agents to parse. Every sentence should earn its place.

Completeness3/5

Given the tool's complexity, does the description cover enough for an agent to succeed on first attempt?

Given the tool has one boolean parameter, no output schema, and no annotations, the description provides the bare minimum. It states the action and data source but lacks details about return format, default parameter values, or how archived accounts are handled. It is adequate but not complete.

Complex tools with many parameters or behaviors need more documentation. Simple tools need less. This dimension scales expectations accordingly.

Parameters2/5

Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?

Schema description coverage is 0%, yet the description adds no explanation for the 'includeArchived' parameter. The parameter name is self-explanatory, but the description does not confirm its meaning or default behavior, leaving the agent to infer.

Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.

Purpose4/5

Does the description clearly state what the tool does and how it differs from similar tools?

The description clearly states the verb 'list' and resource 'accounts', and specifies the data source as 'in-memory ZenMoney snapshot', which differentiates it from a live API. However, it does not explicitly distinguish from sibling list tools like budgets_list or merchants_list, though the resource name is distinct.

Agents choose between tools based on descriptions. A clear purpose with a specific verb and resource helps agents select the right tool.

Usage Guidelines2/5

Does the description explain when to use this tool, when not to, or what alternatives exist?

No guidance is provided on when to use this tool versus alternatives. The description does not mention conditions, prerequisites, or exclusions. The agent must rely solely on the resource name to infer applicability.

Agents often have multiple tools that could apply. Explicit usage guidance like "use X instead of Y when Z" prevents misuse.

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