Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
No annotations are provided, so the description carries full burden. 'Switch to a different database' implies a state change operation, but doesn't disclose whether this requires authentication, affects existing connections/queries, has side effects on other tools, or what happens if the database doesn't exist. For a mutation-like tool with zero annotation coverage, this is inadequate.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.