Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
No annotations are provided, so the description carries the behavioral burden; 'List' plus 'the user can access' does convey a read-only, access-scoped operation. However, it says nothing about result size, pagination, or whether the primary calendar is included, which are the remaining unknowns for this call.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.