shelter-mcp
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candor-financeofficial
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TDQS
Scored across 10 tools
Most tools have distinct purposes: status provides a snapshot, runway focuses on days of money, forecast is a specific projection, alerts, opportunities, context, affordability, coach daily, coach advice, and ask all serve different functions. However, shelter_status and shelter_runway both include safe-to-spend and upcoming bills, and shelter_coach_advice and shelter_ask could be confused for similar advice-seeking, creating minor overlap.
All tools follow a consistent pattern: shelter_ + lowercase snake_case noun or noun phrase (e.g., shelter_status, shelter_coach_daily). The prefix is uniformament and the style is identical across the set, making it predictable for an agent.
With 10 tools, the count is well within the optimal range for a personal finance assistant. Each tool covers a distinct aspect of financial status, insights, or advice, and none feel redundant or unnecessary for the stated purpose.
The tool set covers a wide range of read-only financial information: status, forecast, runway, alerts, opportunities, affordability, and coaching. However, it lacks any action-oriented tools (e.g., updating a budget, setting alerts, or initiating transactions), which might be a gap if the server intended to support more than advisory functions. Still, for a likely read-only assistant, the surface is fairly complete.