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Scored across 12 tools
Most tools target a clearly distinct resource or action (pincode, GSTIN, IFSC, invoice, statement), and descriptions explicitly route between near-neighbours (lookup_hsn_sac says 'for the GST rate, use find_gst_rate'). The main soft overlaps are lookup_hsn_sac vs search_hsn_sac (code vs description lookup) and parse_upi_narration vs analyze/convert_bank_statement, but each description draws the boundary well enough for an agent to choose correctly.
Names are consistently snake_case and almost all follow verb_noun (lookup_pincode, validate_gstin, calculate_gst, analyze_bank_statement, convert_bank_statement). Minor deviations: amount_in_words is a noun phrase with no verb, and retrieval is split across three verbs (lookup_/search_/find_) rather than one, which slightly weakens predictability.
Twelve tools is well within the sweet spot and each one maps to a distinct step in the Indian GST/invoicing/bank-statement workflow. No tool looks like filler or a redundant variant of another.
The GST lifecycle is well covered end-to-end: classify (search/lookup HSN-SAC), rate lookup, calculate, and generate a PDF invoice, plus supporting utilities (pincode, IFSC, amount in words, UPI narration, statement parse/convert). Gaps remain: find_gst_rate does not cover SAC/service rates even though search_hsn_sac returns SAC codes, there is no invoice retrieval/listing or bulk GSTIN validation, and validation is explicitly offline-only, but agents can work around these.