Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description carries the full burden. It usefully discloses overwrite semantics ("Write or overwrite"), which is a real behavioral trait for an unannotated mutation tool. However, it says nothing about permissions, failure modes, or what happens to an existing task file's other content.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.