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xendit-mcp

npm version npm downloads MCP Badge xendit-mcp MCP server License: MIT

Xendit 결제 API를 위한 Model Context Protocol 서버입니다. 인도네시아, 필리핀, 태국, 베트남, 말레이시아 전역의 인보이스, 지급, 잔액 및 거래를 지원합니다.

설치

npm install -g xendit-mcp

또는 npx xendit-mcp를 사용하여 필요할 때 실행하세요.

Related MCP server: rippr

구성

  1. Xendit 대시보드에 가입하세요.

  2. 설정(Settings) → API 키로 이동하여 키를 생성하세요.

  3. 개발용으로는 테스트 키(xnd_development_...)를, 운영용으로는 라이브 키를 사용하세요.

변수

필수

설명

XENDIT_API_KEY

예

테스트 또는 라이브 API 키

XENDIT_ENABLE_DISBURSEMENTS

아니오

지급 도구(자금 이동)를 활성화하려면 true로 설정하세요. 기본적으로 비활성화되어 있습니다.

XENDIT_ALLOW_LIVE

아니오

라이브/운영 키(xnd_production_, iluma_production_, sk_live_ 접두사)를 허용하려면 true로 설정하세요. 기본적으로 거부됩니다.

Claude Desktop

claude_desktop_config.json을 편집하세요:

{
  "mcpServers": {
    "xendit": {
      "command": "npx",
      "args": ["-y", "xendit-mcp"],
      "env": {
        "XENDIT_API_KEY": "your-api-key"
      }
    }
  }
}

Claude Code

claude mcp add xendit -e XENDIT_API_KEY=your-api-key -- npx -y xendit-mcp

Cursor

Claude Desktop과 동일한 형식으로 ~/.cursor/mcp.json에 추가하세요.

도구

도구

설명

get_balance

유형별(CASH, HOLDING, TAX) 계좌 잔액 조회.

list_invoices

상태, 날짜 범위 또는 통화별로 필터링된 인보이스 목록.

get_invoice

단일 인보이스 조회.

create_invoice

결제 인보이스를 생성하고 결제 링크를 반환.

expire_invoice

활성 인보이스 만료 처리.

list_transactions

결제, 지급, 환불 및 수수료 목록.

create_disbursement

은행 계좌나 전자지갑으로 자금 송금. XENDIT_ENABLE_DISBURSEMENTS=true인 경우에만 활성화됨.

get_disbursement

지급 상태 확인. XENDIT_ENABLE_DISBURSEMENTS=true인 경우에만 활성화됨.

list_disbursement_banks

국가별 지원 은행 및 전자지갑 목록. XENDIT_ENABLE_DISBURSEMENTS=true인 경우에만 활성화됨.

프롬프트

프롬프트

설명

check_balance

계좌 잔액 보고.

recent_payments

지난 N일 동안 받은 결제 내역.

create_payment_link

고객을 위한 결제 링크 생성.

unpaid_invoices

미결제 인보이스 목록.

daily_summary

오늘의 결제 활동 요약.

리소스

리소스

URI

설명

지원 은행

xendit://banks

인도네시아 및 필리핀 은행 코드.

API 정보

xendit://info

Xendit API 세부 정보 및 속도 제한.

예시 쿼리

What's my current Xendit balance?
Saldo Xendit saya berapa?

Create an invoice for Rp 500,000 for "Website design deposit".
Buatkan invoice Rp 500.000 untuk "Deposit desain website".

Show me all unpaid invoices.
Tampilkan semua invoice yang belum dibayar.

XENDIT_ENABLE_DISBURSEMENTS=true 설정 시:

Send Rp 1,000,000 to Ahmad at BCA.
Kirim Rp 1.000.000 ke Ahmad di BCA.

List available banks for disbursement in the Philippines.

환경

Xendit은 테스트 API 키와 라이브 API 키를 별도로 발행합니다. 테스트 키는 Xendit 샌드박스 환경에서 작동하므로 실제 자금이 이동하지 않습니다. 라이브 키(xnd_production_..., iluma_production_..., sk_live_...)는 운영 환경에서 작동합니다.

안전성

이 서버는 Xendit API를 통해 실제 자금을 이동시킬 수 있습니다. 주요 안전 장치는 다음과 같습니다:

  • 지급 도구는 기본적으로 비활성화되어 있습니다. create_disbursement, get_disbursement, list_disbursement_banks는 XENDIT_ENABLE_DISBURSEMENTS=true일 때만 등록됩니다. 신뢰할 수 없는 콘텐츠에 의해 도구 입력값이 영향을 받을 수 없는 신뢰된 에이전트 환경에서만 활성화하십시오.

  • 라이브 키는 기본적으로 거부됩니다. xnd_production_, iluma_production_ 또는 sk_live_ 접두사가 있는 키는 XENDIT_ALLOW_LIVE=true가 아닌 경우 시작 시 거부됩니다. 항상 개발용 키(xnd_development_...)로 먼저 테스트하십시오.

  • 멱등성(Idempotency). create_disbursement는 externalId를 Idempotency-Key로 사용하므로, 동일한 externalId로 재시도해도 중복 이체가 생성되지 않습니다. 새로운 지급 건마다 새로운 externalId를 사용하십시오.

이러한 안전 장치가 있더라도 도구 호출을 승인하기 전에 자금 이동 요청을 검토하십시오. 모델 출력에서 파생된 도구 입력값은 신뢰할 수 없는 것으로 간주하십시오.

면책 조항

이 서버는 커뮤니티에서 구축한 비공식 MCP 서버입니다. Xendit과 제휴, 보증 또는 후원 관계가 없습니다. Xendit은 해당 소유자의 상표입니다. 사용자의 책임하에 사용하십시오. 작성자는 오용, 프롬프트 인젝션 또는 버그로 인해 발생한 자금 손실에 대해 어떠한 책임도 지지 않습니다.

라이선스

MIT

Available Tools

6 tools
get_balanceA
Read-only

Get your Xendit account balance. Returns available balance by account type (CASH, HOLDING, TAX).

ParametersJSON Schema
NameRequiredDescriptionDefault
currencyNoCurrency code (e.g., IDR, PHP). Defaults to your account's primary currency.
accountTypeNoAccount type to checkCASH

TDQS

A4/5.0
Behavior4/5

Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?

Annotations declare readOnlyHint=true, and the description adds that the tool returns available balance by account type, which is consistent and adds value beyond annotations. No contradiction.

Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.

Conciseness5/5

Is the description appropriately sized, front-loaded, and free of redundancy?

Two concise sentences, front-loaded with the purpose, with no extraneous information. Every word is justified.

Shorter descriptions cost fewer tokens and are easier for agents to parse. Every sentence should earn its place.

Completeness4/5

Given the tool's complexity, does the description cover enough for an agent to succeed on first attempt?

Adequate for a simple read tool with full schema and annotations. However, the lack of output schema means the description could add return format details, but it is sufficient.

Complex tools with many parameters or behaviors need more documentation. Simple tools need less. This dimension scales expectations accordingly.

Parameters3/5

Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?

Schema coverage is 100%, so baseline is 3. The description does not add new parameter-level details beyond what the schema already provides (e.g., default currency, account type enum).

Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.

Purpose5/5

Does the description clearly state what the tool does and how it differs from similar tools?

Description clearly states verb 'Get' and resource 'Xendit account balance', and specifies return by account types (CASH, HOLDING, TAX). This distinguishes it from sibling tools like get_invoice or list_transactions.

Agents choose between tools based on descriptions. A clear purpose with a specific verb and resource helps agents select the right tool.

Usage Guidelines3/5

Does the description explain when to use this tool, when not to, or what alternatives exist?

No explicit guidance on when to use versus alternatives or when not to use. The purpose is clear, but the description lacks explicit context for selection among siblings.

Agents often have multiple tools that could apply. Explicit usage guidance like "use X instead of Y when Z" prevents misuse.

get_invoiceA
Read-only

Get details of a specific Xendit invoice by ID.

ParametersJSON Schema
NameRequiredDescriptionDefault
invoiceIdYesXendit invoice ID

TDQS

A3.9/5.0
Behavior3/5

Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?

Annotations already provide readOnlyHint=true. Description adds minimal behavioral context beyond stating it returns 'details'. No mention of error behavior or what details include.

Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.

Conciseness5/5

Is the description appropriately sized, front-loaded, and free of redundancy?

Single sentence, front-loaded with key information, no redundant words. Efficient and to the point.

Shorter descriptions cost fewer tokens and are easier for agents to parse. Every sentence should earn its place.

Completeness5/5

Given the tool's complexity, does the description cover enough for an agent to succeed on first attempt?

For a simple get-by-id operation with one required parameter and readOnlyHint, the description is complete. No output schema is expected, and sibling tools don't require additional context.

Complex tools with many parameters or behaviors need more documentation. Simple tools need less. This dimension scales expectations accordingly.

Parameters3/5

Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?

Schema description for invoiceId is clear ('Xendit invoice ID'). Description does not add further semantics beyond the schema. With 100% schema coverage, baseline of 3 is appropriate.

Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.

Purpose5/5

Does the description clearly state what the tool does and how it differs from similar tools?

Description clearly states 'Get details of a specific Xendit invoice by ID' with a specific verb and resource. It distinguishes from siblings like list_invoices which lists multiple invoices.

Agents choose between tools based on descriptions. A clear purpose with a specific verb and resource helps agents select the right tool.

Usage Guidelines3/5

Does the description explain when to use this tool, when not to, or what alternatives exist?

No explicit when-to-use or alternatives are mentioned. Usage is implied for retrieving a single invoice by ID, but no guidance is given for scenarios like missing invoice or comparison with list_invoices.

Agents often have multiple tools that could apply. Explicit usage guidance like "use X instead of Y when Z" prevents misuse.

get_workspace_modeWorkspace ModeA
Read-only

Explain the current Xendit MCP mode, what actions are enabled, and the safest next step to enable more access.

ParametersJSON Schema
NameRequiredDescriptionDefault

No parameters

TDQS

A4.5/5.0
Behavior4/5

Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?

The description adds significant behavioral context beyond the readOnlyHint annotation: it discloses that the tool explains the mode, actions enabled, and a recommended next step. This aligns with the annotation and provides useful transparency.

Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.

Conciseness5/5

Is the description appropriately sized, front-loaded, and free of redundancy?

The description is a single concise sentence that clearly states the tool's purpose and outputs. Every part is necessary and front-loaded.

Shorter descriptions cost fewer tokens and are easier for agents to parse. Every sentence should earn its place.

Completeness5/5

Given the tool's complexity, does the description cover enough for an agent to succeed on first attempt?

Given the tool has no parameters, is read-only, and no output schema, the description sufficiently covers what the tool does and what it returns. No additional context is needed for correct usage.

Complex tools with many parameters or behaviors need more documentation. Simple tools need less. This dimension scales expectations accordingly.

Parameters4/5

Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?

With zero parameters, the description does not need to add parameter details. The baseline for 0 params is 4, and the description fulfills it by explaining what the tool does without needing parameter input.

Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.

Purpose5/5

Does the description clearly state what the tool does and how it differs from similar tools?

The description explicitly states the tool explains the current Xendit MCP mode, actions enabled, and next step for more access. This is a specific verb+resource that distinguishes it from sibling tools like get_balance or get_invoice which deal with different resources.

Agents choose between tools based on descriptions. A clear purpose with a specific verb and resource helps agents select the right tool.

Usage Guidelines4/5

Does the description explain when to use this tool, when not to, or what alternatives exist?

The description clearly implies the usage context: when you need to understand the current mode and possible next steps. However, it does not explicitly state when not to use or mention alternatives, though given the unique purpose, this is a minor gap.

Agents often have multiple tools that could apply. Explicit usage guidance like "use X instead of Y when Z" prevents misuse.

guided_setupGuided SetupA
Read-only

Generate a safe Claude Code or Claude Desktop setup snippet for read-only, invoices, or guarded payouts mode. Uses a form when the client supports MCP elicitation.

ParametersJSON Schema
NameRequiredDescriptionDefault
modeNoDesired user-facing mode
clientNoTarget client
allowLiveNoSet true only if you intend to use a live Xendit key
serverNameNoClaude MCP server name, defaults to xendit
maxDailyAmountNoOnly used for guarded-payouts mode
allowedAccountsNoComma-separated CHANNEL_CODE:ACCOUNT_NUMBER entries for guarded-payouts mode
maxDisbursementAmountNoOnly used for guarded-payouts mode

TDQS

A3.8/5.0
Behavior3/5

Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?

Annotations declare readOnlyHint=true, so the agent knows this is a safe read operation. Description adds that the snippet is 'safe' and mentions form elicitation, but doesn't add substantive behavioral traits beyond what annotations provide.

Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.

Conciseness5/5

Is the description appropriately sized, front-loaded, and free of redundancy?

Two short sentences that front-load the purpose. No redundant information; every word earns its place.

Shorter descriptions cost fewer tokens and are easier for agents to parse. Every sentence should earn its place.

Completeness4/5

Given the tool's complexity, does the description cover enough for an agent to succeed on first attempt?

With 7 parameters (0 required), two enums, and no output schema, the description covers the core functionality. Could mention output format or more about allowLive context, but siblings are all queries so the role is clear.

Complex tools with many parameters or behaviors need more documentation. Simple tools need less. This dimension scales expectations accordingly.

Parameters3/5

Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?

Schema description coverage is 100% (all parameters documented in schema). Description does not add additional meaning beyond schema, so baseline is 3.

Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.

Purpose5/5

Does the description clearly state what the tool does and how it differs from similar tools?

Clearly states it generates a safe setup snippet for three specific modes (read-only, invoices, guarded-payouts). Distinct from sibling tools which are all retrieval/query tools, so no ambiguity.

Agents choose between tools based on descriptions. A clear purpose with a specific verb and resource helps agents select the right tool.

Usage Guidelines3/5

Does the description explain when to use this tool, when not to, or what alternatives exist?

Provides context about generating snippets and using forms when client supports MCP elicitation, but does not explicitly state when to use this tool versus alternatives or mention when not to use it.

Agents often have multiple tools that could apply. Explicit usage guidance like "use X instead of Y when Z" prevents misuse.

list_invoicesA
Read-only

List invoices from your Xendit account with optional filters for status, date range, and pagination.

ParametersJSON Schema
NameRequiredDescriptionDefault
limitNoNumber of invoices to return (1-100)
statusNoFilter by invoice status
currencyNoFilter by currency (IDR, PHP, etc.)
createdAfterNoReturn invoices created after this ISO 8601 timestamp. Must be used with createdBefore.
createdBeforeNoReturn invoices created before this ISO 8601 timestamp. Must be used with createdAfter.

TDQS

A3.6/5.0
Behavior3/5

Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?

Annotations already declare readOnlyHint=true, and description confirms read-only listing. Adds filter context but does not explain pagination mechanics or result set behavior.

Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.

Conciseness5/5

Is the description appropriately sized, front-loaded, and free of redundancy?

Single sentence, 16 words, no redundant information. Front-loaded with verb and resource.

Shorter descriptions cost fewer tokens and are easier for agents to parse. Every sentence should earn its place.

Completeness4/5

Given the tool's complexity, does the description cover enough for an agent to succeed on first attempt?

Covers basic listing and filters. Missing details on pagination and return format, but for a simple tool with no output schema, it is sufficiently complete.

Complex tools with many parameters or behaviors need more documentation. Simple tools need less. This dimension scales expectations accordingly.

Parameters3/5

Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?

Schema coverage is 100% with descriptions for all 5 parameters. Description groups filters but adds no extra meaning beyond the schema.

Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.

Purpose5/5

Does the description clearly state what the tool does and how it differs from similar tools?

Clearly states it lists invoices from Xendit account with optional filters, distinguishing it from sibling get_invoice (single invoice) and list_transactions (different resource).

Agents choose between tools based on descriptions. A clear purpose with a specific verb and resource helps agents select the right tool.

Usage Guidelines2/5

Does the description explain when to use this tool, when not to, or what alternatives exist?

Lacks explicit guidance on when to use this tool versus alternatives like get_invoice or list_transactions. No exclusions or when-not-to-use context provided.

Agents often have multiple tools that could apply. Explicit usage guidance like "use X instead of Y when Z" prevents misuse.

list_transactionsA
Read-only

List transactions from your Xendit account. Includes payments received, payouts, refunds, transfers, and balance adjustments.

ParametersJSON Schema
NameRequiredDescriptionDefault
limitNoNumber of transactions (1-50)
typesNoFilter by transaction type
statusNoFilter by transaction status
currencyNoFilter by currency
createdGteNoCreated on or after (ISO 8601)
createdLteNoCreated on or before (ISO 8601)

TDQS

A3.7/5.0
Behavior3/5

Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?

Annotations indicate read-only, which aligns with the description. However, the description adds no further behavioral details such as pagination, rate limits, or potential side effects.

Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.

Conciseness5/5

Is the description appropriately sized, front-loaded, and free of redundancy?

A single sentence that is front-loaded with the main action and includes essential details without unnecessary words.

Shorter descriptions cost fewer tokens and are easier for agents to parse. Every sentence should earn its place.

Completeness3/5

Given the tool's complexity, does the description cover enough for an agent to succeed on first attempt?

The description covers the purpose but does not describe the return format or any output schema, leaving the agent uncertain about the response structure.

Complex tools with many parameters or behaviors need more documentation. Simple tools need less. This dimension scales expectations accordingly.

Parameters3/5

Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?

Schema coverage is 100%, so the description adds no additional meaning beyond the schema. The description lists transaction types, but they are already in the enum.

Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.

Purpose5/5

Does the description clearly state what the tool does and how it differs from similar tools?

The description clearly states 'List transactions' with the resource and includes a comprehensive list of transaction types, distinguishing it from siblings like get_balance and get_invoice.

Agents choose between tools based on descriptions. A clear purpose with a specific verb and resource helps agents select the right tool.

Usage Guidelines3/5

Does the description explain when to use this tool, when not to, or what alternatives exist?

While the description implies usage for listing multiple transactions, it lacks explicit guidance on when to use this tool versus alternatives like get_invoice for specific transactions.

Agents often have multiple tools that could apply. Explicit usage guidance like "use X instead of Y when Z" prevents misuse.

Tool Schema Changelog

Recent tool additions, removals, and schema changes observed during successful MCP inspections.

  1. 9 tool updatesv0.2.0
    • Removedcreate_disbursement
    • Removedcreate_invoice
    • Removedexpire_invoice
    • Removedget_disbursement
    • Addedget_workspace_mode
    • Addedguided_setup
    • Removedlist_disbursement_banks
    • Changedlist_invoices2 fields changed
      • changedInput schema / properties / createdAfter / description
        Previous value: -"Return invoices created after this date (ISO 8601, e.g., 2025-01-01T00:00:00Z)"New value: +"Return invoices created after this ISO 8601 timestamp. Must be used with createdBefore."
      • changedInput schema / properties / createdBefore / description
        Previous value: -"Return invoices created before this date (ISO 8601)"New value: +"Return invoices created before this ISO 8601 timestamp. Must be used with createdAfter."
    • Changedlist_transactions3 fields changed
      • changedInput schema / properties / status / description
        Previous value: -"Filter by status"New value: +"Filter by transaction status"
      • changedInput schema / properties / status / enum
        Previous value: -[
        -  "SUCCESS",
        -  "PENDING",
        -  "FAILED",
        -  "VOIDED"
        -]New value: +[
        +  "PENDING",
        +  "SUCCESS",
        +  "FAILED",
        +  "VOIDED",
        +  "REVERSED"
        +]
      • changedInput schema / properties / types / enum
        Previous value: -[
        -  "PAYMENT",
        -  "DISBURSEMENT",
        -  "REFUND",
        -  "FEE",
        -  "ADJUSTMENT"
        -]New value: +[
        +  "ADJUSTMENT_ADD",
        +  "ADJUSTMENT_DEDUCT",
        +  "BNPL_PARTNER_SETTLEMENT_CREDIT",
        +  "BNPL_PARTNER_SETTLEMENT_DEBIT",
        +  "CASHBACK_FEE",
        +  "CASHBACK_VAT",
        +  "CHARGEBACK",
        +  "CONVERSION",
        +  "DISBURSEMENT",
        +  "FOREX_DEDUCTION",
        +  "FOREX_DEPOSIT",
        +  "IN_PERSON_PAYMENT",
        +  "LOAN_REPAYMENT",
        +  "OTHER",
        +  "PAYMENT",
        +  "REFUND",
        +  "REMITTANCE",
        +  "REMITTANCE_COLLECTION_PAYMENT",
        +  "REMITTANCE_PAYOUT",
        +  "RESERVES_HOLD",
        +  "RESERVES_RELEASE",
        +  "TOPUP",
        +  "TRANSFER_IN",
        +  "TRANSFER_OUT",
        +  "WITHDRAWAL"
        +]
  2. 9 tool updatesv1.0.0
    • First observedcreate_disbursement
    • First observedcreate_invoice
    • First observedexpire_invoice
    • First observedget_balance
    • First observedget_disbursement
    • First observedget_invoice
    • First observedlist_disbursement_banks
    • First observedlist_invoices
    • First observedlist_transactions

TDQS

A3.9/5.0

Scored across 6 tools

Disambiguation5/5

Each tool has a clearly distinct purpose: balance retrieval, invoice details, workspace mode explanation, setup snippet generation, and listing of invoices and transactions. No overlap between tools.

Naming Consistency4/5

Most tools follow a verb_noun pattern using snake_case (e.g., get_balance, list_invoices). The only minor deviation is 'guided_setup' which is adjective_noun, but it remains clear and consistent with the overall style.

Tool Count5/5

Six tools is well-scoped for a payment service MCP server covering essential read operations, account balance, and setup guidance. It's neither too few nor too many.

Completeness2/5

The tool surface is limited to read and setup operations, missing write capabilities like create/update/delete invoices or payouts. This creates notable gaps for a payment API, restricting agents to passive data retrieval.

Maintenance

ActivityInactive
ResponsivenessNo issues

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    MIT
  • F
    license
    Not graded
    quality
    D
    maintenance
    MCP server for Paper.id Indonesian invoicing and accounting platform, providing 31 tools for partner and invoice management, QRIS payments, and reporting with automatic token refresh.
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