Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description carries the full burden for behavioral disclosure. It only states 'partial update' and 'XML IF,' but does not explain side effects, whether unspecified fields remain unchanged, required permissions, or any rate limits. This is insufficient for a mutation tool.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.