Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Without annotations, the description carries the full burden. It discloses that the tool returns active (running) profiles and operates on the local machine, which implies a read-only operation. It does not mention any side effects or return format, but for a simple list tool this is adequate.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.