Monarch Money MCP Server
Server Configuration
Describes the environment variables required to run the server.
| Name | Required | Description | Default |
|---|---|---|---|
| MONARCH_TOKEN | Yes | Your Monarch Money API token. |
Instructions
Guidance the server publishes about itself, which clients place ahead of the tool catalog so the model reads it before choosing anything.
This server publishes no instructions, or was last inspected before Glama recorded them.
Capabilities
Features and capabilities supported by this server
Protocol revision2025-11-25
| Capability | Details |
|---|---|
| tools | {
"listChanged": true
} |
Tools
Functions exposed to the LLM to take actions
| Name | Description |
|---|---|
| get_accountsD | – |
| get_budgetsD | – |
| get_transactionsD | – |
| create_manual_accountD | – |
| create_transactionD | – |
| get_transaction_categoriesD | – |
Prompts
Interactive templates invoked by user choice
| Name | Description |
|---|---|
No prompts | |
Resources
Contextual data attached and managed by the client
| Name | Description |
|---|---|
No resources | |
TDQS
Scored across 6 tools
Each tool targets a distinct action and resource (account, transaction, budget, category). The names clearly differentiate them, with no overlap in purpose.
All tools follow a consistent verb_noun pattern using snake_case (e.g., get_accounts, create_transaction). The naming is uniform and predictable.
With 6 tools, the server is well-scoped for a personal finance domain, covering essential reads and writes without unnecessary bloat.
The set covers creating accounts and transactions and retrieving key data, but lacks update/delete operations for accounts and transactions, which are notable gaps for full lifecycle management.