Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already provide readOnlyHint=true and destructiveHint=false, so the safety profile is covered. The description adds the specific path context (/etc/letsencrypt/live) and the fact that it lists installed certificates, which is beyond the annotations. It does not disclose the return format, but for a read-only list tool that is acceptable.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.