Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description carries the full burden. It discloses that the data is '冻结的' (frozen/static) and that raw market data/panels are excluded, which sets expectations. It does not mention output format or other traits, but for a simple zero-parameter read-only tool, this is adequate and not misleading.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.