Given the tool's complexity, does the description cover enough for an agent to succeed on first attempt?
For a financial data tool with no annotations and no output schema, the description is insufficient. It doesn't explain what balance information is returned (cash balance, stock positions, margin status, etc.), the data format, whether authentication is required, or any limitations. Given the complexity of financial systems and lack of structured documentation, more context is needed.
Complex tools with many parameters or behaviors need more documentation. Simple tools need less. This dimension scales expectations accordingly.